Bank Holiday 16 January: January 2026 is shaping up to be a cautious month for banking. Several states and cities have opted to shut down banks on certain days due to festivals and special events. So, if you’re thinking about visiting a bank branch, make sure to check if the banks in your area will be open that day. Going to the bank without checking first could lead to some hassle.

Banking services will be impacted in some regions today January 16th. As per the Reserve Bank of India (RBI) bank holiday list, banks are closed in certain states today, January 16th. Therefore, before you head to the bank tomorrow, verify whether the banks in your city are open or closed. This will help you save time and effort.

In this state, banks will be closed on January 16

In Tamil Nadu, banks have decided to shut down today, January 16th. According to the RBI’s bank holiday list, all bank branches in the state will be closed on this day. If you’re in Tamil Nadu and have banking tasks to handle, it’s best to plan for another day.

Actually, Thiruvalluvar Day is celebrated in Tamil Nadu on January 16th. This day honors the great Tamil saint and poet Thiruvalluvar. The RBI has announced a bank holiday in the state for this occasion. All other states will have banks open as usual on January 16th, except for Tamil Nadu.

Online services will still be up and running

Even though bank branches will be closed, online services will keep operating without a hitch. Customers won’t face any interruptions with online services. You can still use UPI, mobile banking, internet banking, and ATMs just like before. Transferring money, checking your balance, paying bills, and doing other digital transactions will be easy and won’t disrupt your important tasks. However, anything that requires a visit to a bank branch won’t be possible.

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