FD Rates 2026: At present, the stock market is struggling. Both Sensex and Nifty are facing significant challenges right now. Meanwhile, the Prime Minister has made a public appeal concerning gold investments. This leads investors to wonder where they can invest safely and profitably at this time. The most suitable answer is fixed deposits. Bank FDs remain a solid investment choice. Various interest rates are being offered on FDs by both government and private banks. Therefore, before making any investments in FDs, it is essential to check the interest rates and their respective time periods.
State Bank of India (sbi) currently provides its customers with interest rates of up to 6.45% on fixed deposits. As the largest public sector bank in the country, it offers senior citizens an interest rate of up to 7.05%.
Bank of Baroda – This public sector bank provides up to 6.45% interest on fixed deposits for regular citizens. Senior citizens can enjoy an interest rate of up to 7% on their fixed deposits.
Punjab National Bank – PNB is currently offering its customers a 6.6% interest rate on fixed deposits. For senior citizens, the bank has an attractive offer of up to 7.1% interest.
Bank of India – This bank provides an interest rate of up to 7.1% for senior citizens, while general citizens can earn up to 6.6% interest.
Canara Bank – This bank offers a 6.5% interest rate for general citizens. Senior citizens can receive up to 7% interest from this state-owned institution.
HDFC Bank, the largest private bank in the country, offers up to 6.50% interest on fixed deposits for ordinary citizens. Senior citizens are offered a 7% interest rate by this private bank.
Bank of India – This bank offers up to 7.1% interest for senior citizens, while general citizens receive up to 6.6% interest.
Canara Bank – This bank offers 6.5% interest for general citizens. Senior citizens receive up to 7% interest from this state-owned bank.
HDFC Bank , the country’s largest private bank, offers up to 6.50 percent interest on fixed deposits for ordinary citizens. Senior citizens are offered 7 percent interest by this private bank.
ICICI Bank – This bank offers interest rates of up to 6.6 percent for general citizens. Senior citizens are offered interest rates of up to 7.1 percent.
Axis Bank – This private bank offers interest rates of up to 6.45% for customers, and up to 7.20% for senior citizens.
Kotak Mahindra Bank – This private bank offers 6.8 percent interest to general citizens, while senior citizens receive up to 7.3 percent.
RBL Bank – This private bank offers 7.2% interest to ordinary citizens. Senior citizens can avail interest rates up to 7.70%. Currently, RBL Bank offers higher interest rates than HDFC and SBI.
