Business Idea: Almost everyone dreams of starting a business today, but a lack of capital often becomes the biggest obstacle. Even in 2026, given inflation and economic uncertainty, people are looking for business options that involve low risk and can be started with minimal investment. The good news is that there are several small business models available today that can be started with an investment of less than 10,000 rupees. Many of these businesses require almost no initial funding. With the right strategy, hard work, and dedication, these ventures can become a source of good income.

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AI-Based Content Creation Service

Artificial intelligence has rapidly changed the way we work. While AI has impacted some traditional jobs, it has also created new earning opportunities. AI-based content creation services have become a rapidly emerging business model today. This work involves creating social media posts, blog content, reels, or video scripts. It doesn’t require a large investment; services can be provided to clients using AI tools and creative thinking. Many small and medium-sized businesses are willing to pay a good amount every month to have their social media handles managed.

Yoga Instructor

Since the COVID-19 pandemic, people have become much more aware of their health. Because of this, the demand for yoga and fitness-related services is constantly increasing. Becoming a yoga instructor in 2026 can be a good and respectable small business option. In this work, you can earn a good income by conducting group classes or personal sessions for a few hours in the morning and evening. A certification course is required to become a yoga instructor, which can be completed in a few months. After completing the course, you can start offering your services through parks, societies, or online platforms.

Homemade Spice Business

Nowadays, people are giving more priority to pure and homemade products. This is why the demand for homemade spices remains consistently high in the market. For those looking to start a business with low capital, the spice business can be a reliable option. This work can be started from home, and initially, a limited variety of spices can be prepared and sold through local markets or online platforms. If the quality and taste are good, customers will naturally be attracted, and gradually, this business can become a source of stable income.

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Elder Care Service

The elderly population in India is growing rapidly, as is the number of working couples. In this situation, the need for elder care services is being felt more than ever. This service can include providing care for the elderly, ensuring timely medication, managing medical appointments, and contacting doctors when needed. This service can be a great relief for those who live away from their parents due to work or business. This business, which can be started with low investment, is also socially very important.