Bhagya Lakshmi Yojana- The Uttar Pradesh government’s Bhagya Lakshmi Yojana is a significant financial assistance scheme for daughters from families living below the poverty line. The scheme aims to prevent female foeticide and provide financial security to daughters from birth.
Under this scheme, the government provides a bond of Rs 50,000 for the birth of a daughter in a BPL (below poverty line) family, which increases to Rs 2 lakh when the girl reaches the age of 21. In addition, special financial assistance is also provided for the daughter’s education, helping to improve the families’ standard of living.
Eligibility and benefits of the scheme
This scheme is only available to families in Uttar Pradesh living below the poverty line. Families must register with the government system after the birth of a daughter to receive the scheme’s benefits. It’s important to note that only a maximum of two daughters per family can benefit from this scheme.
Under the scheme, after the birth of a girl child, the family receives a bond worth Rs 50,000 in the first phase. This bond not only provides financial security in old age but also strengthens the daughter’s future. When the girl child turns 21, the bond’s value increases to Rs 2 lakh, which is deposited directly into the girl’s account.
Financial assistance for education
The Bhagya Lakshmi Yojana also focuses on the education of daughters. Under this scheme, financial assistance is provided when daughters attend school:
Rs 3000 on admission to Class VI,Rs 5,000 in class VIII,Rs 7,000 in class 10th,8,000 rupees in class XII.
The total of these items comes to Rs 23,000, which reduces the burden of education expenses of daughters and increases their chances of getting educated.
Immediately after the birth of the girl child, financial assistance of Rs 5,100 is also given to her mother to make it easier to manage the initial expenses.
Application Process
To avail the benefits of this scheme, families must first visit the official Uttar Pradesh website, https://mahilakalyan.up.nic.in/. They can download the application form and fill in all the required information. After completing the form, submit it to the Women and Child Development office or the nearest Anganwadi center. Required documents include the parents’ and daughter’s Aadhaar cards, the daughter’s birth certificate, and a passport-size photo.
The Bhagya Lakshmi Yojana not only provides financial assistance but also demonstrates the Uttar Pradesh government’s commitment to strengthening the social and educational status of daughters. This scheme is proving to be a boon for families who envision a bright future for their daughters.