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RBI Hints Major Upgrade, No More Paper Currency in India

RBI Hints Major Upgrade, No More Paper Currency in India

RBI: Is it possible that in the future you might be using a plastic 100, 500, or 200 rupee note instead of a paper one? The likelihood is increasing. The Reserve Bank of India (RBI) is contemplating the introduction of plastic, or polymer, banknotes in the nation. Reports suggest that the central bank may soon initiate a pilot project for this initiative.

What is driving the demand for ?

In fact, a significant number of notes get damaged, torn, or soiled each year, necessitating their withdrawal from circulation. The RBI’s annual report indicates that around 23.8 billion old and damaged notes were removed from circulation in the financial year 2024-25. This number marks a 12% rise compared to the previous year.

The most frequently damaged notes were the 500 and 100 rupee denominations. Additionally, the cost of printing notes is consistently on the rise. In the financial year 2024-25, about 6,373 crore rupees were allocated for note printing, an increase from 5,101 crore rupees the year before.

What exactly are ?

Polymer notes are crafted from a unique type of plastic. They are more durable than standard paper notes and are resistant to water, dirt, and tearing. Polymer notes can last roughly two and a half times longer than their paper counterparts. This durability is one reason many countries have embraced them.

Counterfeiting can also be reduced

Polymer notes come equipped with several sophisticated security features, such as transparent windows, specialized printing, and security elements that are extremely challenging to replicate. This could significantly help in tackling the issue of counterfeit notes.

These notes are already being used in numerous countries around the globe

Polymer notes were first launched in Australia in 1988. Currently, they are in use in over 45 countries, including Canada, Australia, New Zealand, Vietnam, Mauritius, and Romania. Interestingly, when these notes are eventually taken out of circulation, they can be recycled into other useful plastic products.

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Working in the media for last 7 years. The journey started in the year 2018. For the past few years, my working experience has been in Bengali media. Currently working at Timesbull.com. Here I write like Business, National, and Utility... Read More

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