PF Balance Check: Big news for PF Account holders. If you have a job, you probably know about PF. The Employee Provident Fund (EPF) is a retirement savings plan where both the employee and employer contribute a part of the monthly salary. This amount can be accessed after retirement or if you lose your job. If PF is taken from your salary, it’s important to regularly check your PF balance. Did you know you can check your PF balance on your phone in just a few minutes, even without an internet connection? You don’t need to log in at all. Let’s see what steps you need to follow…
How can you check your PF balance without an internet connection?
To check your PF balance without being online, you need to send an SMS from your registered mobile number. It’s essential that your number is linked to your UAN to use this service. Make sure the message format is correct; otherwise, you won’t be able to check your PF balance via SMS.
How do you send the SMS?
To check your PF balance without an internet connection, send an SMS to 7738299899. In your messaging app, type the message in the format “EPFOHO UAN ENG.” You can substitute “ENG” with the first three letters of your chosen language. After that, send the SMS. This will deliver your PF balance details to your mobile phone.
You can also check by making a missed call
If you don’t have an internet connection, you can check your PF balance by making a missed call. Just call 9966044425 from your registered mobile number. The call will disconnect automatically, and you will soon receive an SMS with your PF balance and related information.
Large companies are currently undergoing layoffs (Layoffs 2026), threatening the jobs of thousands of employees. During such difficult times, not only does mental stress increase, but financial well-being also becomes bleak. However, if you are salaried, your EPF (Employees’ Provident Fund) can act as a significant safety net. During times of unemployment, EPF funds can be a significant support.
The good news is that the EPFO has now simplified the PF withdrawal rules so much that employees can withdraw and use the money deposited in their PF account without any hassles, if needed, in case of unemployment. Let’s find out how much money you can withdraw from your PF account during difficult times and how. Also, let’s understand the impact on your pension if you withdraw the entire amount…
To simplify the process of withdrawing PF funds, the EPFO has divided them into three main categories. Now, you just need to choose from these three.
Essential Needs
Housing Needs
Special Circumstances: Losing a job or unemployment falls in this category.
