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Pan Card Update – Someone might’ve taken a loan on your PAN card! Check now

vipin kumar
By vipin kumar
2 min read
Published: 05 Mar 2026
Pan Card

New Delhi: A PAN card plays a crucial role in any financial transaction, and its absence can be problematic. From filing your income tax return (ITR) to opening a bank account and enrolling in a specific scheme, the need for a PAN card is constantly increasing. In the era of digitalisation, the need for a PAN card is constantly increasing.

On the other hand, cases of cyber fraud by stealing PAN card information have also increased. Cyber ​​fraudsters have left no stone unturned in defrauding people. High-level efforts have been made to prevent cyber fraud. Sometimes, cyber fraudsters steal your PAN card information and even take out loans, without you even knowing it.

Cyber ​​fraud cases on the rise

When people go to a bank for a loan, their application is rejected. The bank then informs them that a loan already exists in their name. This can suddenly disrupt their entire life’s planning.

Therefore, it’s important to keep checking promptly to ensure that no fraudulent loans are being made using your PAN card. If it is ongoing, you can report it immediately and get the problem resolved. This will damage your CIBIL score, preventing you from reaping the benefits.

How to Check Loans in Your Name

A PAN card is required for any loan from any bank. Sometimes, if your PAN card is lost, take it seriously. People can even get loans approved using their PAN card. You can easily determine if a loan is running in your name. To find out, you can first download your credit report.

There areauthorisedd credit bureaus in India, such as TransUnion CIBIL, Experian, Equifax, and CRIF High Mark. You can get a free report on their websites once a year. Carefully review the Account Information or Loan Details section in the report.

Apps and Statements

Many financial apps on your phone, such as CRED, Paytm, and Google Pay, display information about active loans and cards linked to your PAN. Keep notifications on to receive notifications immediately about any new entries. Additionally, you can ensure you check your bank statement every month.

If your EMI is being deducted without your knowledge or you notice any suspicious transactions, don’t delay. Contact the relevant lender immediately. File a complaint with the credit bureau, and if necessary, report it to the National Cyber ​​Crime Portal or call the 1930 helpline.

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