CIBIL Score Check: Big news for everyone. Whenever you apply for a personal loan from a bank or lender, they check your CIBIL score, which is your credit score. This check helps them figure out if you can pay back the loan on time and how well you’ve managed credit in the past. If everything checks out, your personal loan gets approved, and the money is transferred to your account pretty quickly. But, it’s smart to check your CIBIL score before you apply for a loan. In this article, we’ll go over whether you can use your Aadhaar card to check your CIBIL score and how to do it easily.
How to check CIBIL score with Aadhaar card?
Right now, you can’t check your CIBIL score using your Aadhaar card. The only main way to check your CIBIL score is with your PAN card. Your PAN card keeps track of all your financial activities, so your score is based on that. You can use your Aadhaar card as ID on the CIBIL website, but it won’t give you your CIBIL score.
How to check score from the official CIBIL website?
If you can’t check your CIBIL score with your Aadhaar, here are the easy steps to check it from the official website:
1. Open the official CIBIL website on your device.
2. Click on ‘Get Your CIBIL Score’.
3. If you’re already a CIBIL member, log in with your username, password, and OTP.
4. If you’re new, you’ll need to sign up. Fill in your name, address, Aadhaar number (as ID), PAN number, and other required info.
5. Click on ‘Accept and Continue’.
6. Enter the OTP you got on your mobile and email.
7. You’ll be taken to the main CIBIL dashboard, where you can see your CIBIL score.
Just remember, logging in lets you see your CIBIL score, but not your full credit report. You’ll need to pay a small fee to get your credit report.
Other Websites and Apps to Check CIBIL Score
If you don’t want to use CIBIL’s official website, there are several other third-party apps and websites where you can check your CIBIL score for free. All you need to do is sign up and view your score. All of these platforms also source data from CIBIL, making them accurate and reliable. However, remember that you can’t check your CIBIL score using your Aadhaar card here either.
You will always need to provide your PAN card number to check your score on any app or platform, as Aadhaar card does not store any financial information and all your personal loans, credit cards, income records and credit history are linked to the PAN card.
