Flight Insurance Policy: In June, a flight that took off from Ahmedabad airport crashed shortly after takeoff. Many people died in this crash. Following this tragic accident, the history of several plane crashes in the country came into the spotlight. The country has witnessed many tragedies over the decades. It’s worth noting that after this incident, travelers in India noticed a significant difference in the rules for booking train and flight tickets. Specifically, the insurance provisions are different in both systems. While train ticket bookings offer insurance coverage at a very low cost, this facility is not automatically included with flight tickets.
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How to Get Insurance on Train Ticket Bookings
If you book a train ticket through the Indian Railways website or mobile app, you are given the option of travel insurance. The passenger has to pay only Rs. 0.45 for this. This small amount provides financial security in case of an accident. This facility is provided by the railways, keeping in mind the safety of the passengers.
Why is Insurance Not Included in Flight Tickets?
In the case of air travel, airlines do not provide automatic insurance with the ticket. When you book a flight ticket online, insurance is available as an additional service. This means that the passenger has to add it separately according to their needs and pay an additional fee for it.
Types of Flight Insurance
Flight insurance is available in several categories. Some policies cover the cost of the ticket in situations such as travel delays, cancellations, or lost baggage. If your trip is affected for any reason, you can get a refund or compensation under these policies.
Flight Insurance with Accident and Medical Cover
Some flight insurance policies specifically provide protection related to accidents. If a passenger is involved in an accident, this insurance covers the cost of medical treatment and provides claim facilities according to the terms and conditions. This coverage is considered especially useful for long and international journeys.
Airline Responsibility and Compensation Rules
In addition, every flight also has separate insurance coverage provided by the airline company. If a flight is involved in an unfortunate accident and passengers die, the airline’s insurer pays compensation to the families of the deceased according to established rules. This compensation is determined under international and domestic regulations.
Important Information for Passengers
Before traveling by flight, passengers need to understand that insurance is not automatically included with the ticket. If you want additional protection, carefully reviewing and choosing from the available insurance options at the time of ticket booking can be a wise decision.