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Maruti Suzuki Ertiga 2026: Bring Home the Popular 7-Seater with Just ₹2 Lakh Down Payment, Check Finance Details

Maruti Suzuki Ertiga: If you’re looking for a car for a large family that’s within budget, offers luxury features, and excellent mileage, there’s no better option than the Maruti Suzuki Ertiga. The Ertiga is not only a top choice for middle-class families, but it’s also proving to be a profitable vehicle for commercial use. If you’d prefer to purchase a car on easy installments instead of spending a large sum of money, you can now bring home the best-selling ZXi manual and ZXi+ automatic variants with a down payment of just ₹2 lakh.

Powerful Engine and Excellent Mileage

The Maruti Suzuki Ertiga is equipped with a powerful 1462cc petrol engine that produces 101.64 bhp and 139 Nm of torque. This car is not only smooth to drive but also offers unmatched fuel efficiency. According to the company, its petrol variants deliver an impressive mileage of 20.51 kmpl, which is truly commendable for a 7-seater car.

The Ertiga is offered in India in nine variants and four main trims, with ex-showroom prices starting from ₹8.80 lakh to ₹12.94 lakh. Features like a premium sound system, automatic climate control, and an excellent airbag setup ensure a safe and comfortable ride.

Ertiga ZXi Manual Finance

The ZXi manual variant of the Maruti Suzuki Ertiga is one of the best-selling models. Its ex-showroom price is ₹11.59 lakh, while its on-road price in cities like Delhi reaches approximately ₹13.77 lakh. If you finance this car with a down payment of ₹2 lakh, you’ll need to take a car loan of approximately ₹11.77 lakh from a bank.

With an estimated interest rate of 10%, if you take out a loan for a 5-year term, you’ll have to pay an EMI of ₹25,008 per month for the next 60 months. Over this 5-year period, you’ll have to pay a total interest of approximately ₹3.23 lakh on top of the principal amount.

Ertiga ZXi+ Automatic Finance

For those who want to drive without fatigue in heavy city traffic, the Ertiga ZXi+ petrol automatic variant is the best choice. Its ex-showroom price is ₹12.94 lakh, and the on-road price is around ₹15.35 lakh. If you purchase this premium variant with a down payment of ₹2 lakh, you’ll need to take out a bank loan of ₹13.35 lakh.

At an annual interest rate of 10%, your monthly EMI for 5 years will be approximately ₹28,365. Under this finance scheme, you’ll pay a total interest of ₹3,66,888 to the bank by the end of the 5-year term. This is a masterstroke for customers who want to combine comfort with modern technology.

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