UPI Rules– Amidst the growing trend of digital payments, a major change regarding UPI is going to be implemented from 15 September 2025. If you also make payments through UPI daily, then this news is important for you. NPCI (National Payments Corporation of India) has announced some important changes, which will be applicable especially for high-value transactions and some special sectors.
Big investors and businessmen benefit
Under these new rules, the limit of high-value transactions has now been increased. Earlier, the maximum limit for a single transaction was Rs 2 lakh, now it has been increased to Rs 5 lakh. This change will be especially beneficial for those who use UPI for large payments related to capital markets, insurance premiums or other investments.
Not only this, now the total transaction limit in 24 hours has also been increased to Rs 10 lakh. Earlier this limit was low, due to which big businessmen or investors often faced problems. Now this change will give them more convenience. Now, up to Rs 5 lakh can be paid through UPI for government e-marketplace and tax payments. Earlier, its limit was only Rs 1 lakh. This will make transactions related to tax payments and government services more convenient.
New limits also apply to travel, tax and insurance payments
Keeping in mind the festive season, the UPI limit for travel bookings has also been revised. Now it will be possible to pay up to Rs 5 lakh at a time for railway, airline and other travel related bookings. Also, here too the daily transaction limit has been increased to Rs 10 lakh, so that people can comfortably book family or group travel in advance. However, all these changes will apply to those users who transact large amounts.
These new rules will not have any significant impact on small daily payments like grocery, cab, or food items. Small shopkeepers and general customers will be able to use UPI as before. Therefore, if you make large payments through UPI, then it is important to understand these changes coming into effect from September 15 and prepare accordingly. This will help you avoid any hassle during any transaction.