UPI PIN: The Unified Payments Interface (UPI) now offers an on-device fingerprinting function due to the National Payments Corporation of India (NPCI). Instead of requiring a UPI PIN, UPI users will be able to pay with their fingerprint or face recognition. This new function makes use of the built-in security system of the smartphone. This function, which enables payments to be made without entering a PIN, is optional, according to NPCI.
It seems like a significant shift to the digital payment system is imminent. Yes, since the Unified Payments Interface (UPI) now uses an on-device biometric authentication function thanks to the National Payments Corporation of India (NPCI). Users will now be able to pay with their fingerprint or face recognition due to this feature. Simply put, you will not have to enter your UPI PIN each time. Let us see how this new feature functions.
The use of this new feature
In fact, this new ability can make use of the smartphone’s associated security system. This implies that you can use your phone to make UPI payments if it already supports fingerprint or face recognition.
UPI app, you must first choose to use the biometric authentication feature.
The app will now offer you the choice to use face or fingerprint verification to verify the transaction when you make an order.
This will guarantee security by ensuring that the bank cryptographically checks each payment.
Users will be in total command.
As stated by NPCI, this feature will be entirely optional, so customers can still use their PINs to make payments or even enable the fingerprint/face recognition option. In addition to speed up payments, this technology will simplify them.
User privacy will be protected.
Every transaction goes through bank verification and device-level security with this new features. This protects user privacy by preventing biometric data from leaving the mobile device. For people who have difficulty repeatedly inputting their PIN, this feature will be very useful.