Indian Railways is the fourth-largest railway network in the world and the lifeline of our country. Every day, crores of people travel by train in India. Many companies offer online train ticket booking services, but ticket prices often increase due to extra charges on private apps. You can book train tickets at a lower cost through the IRCTC website or mobile app, as there are no additional charges.

In this article, we will share all the details about this topic.

Save More on IRCTC

If you book tickets from private apps, you have to pay extra charges. So, the ticket costs more. If you book from IRCTC, you can save up to ₹100. The saving depends on the distance and coach.

What is ‘Travel Now, Pay Later’?

‘Travel Now, Pay Later’ means you can book your ticket now and pay the money later. In this plan, you can pay the amount in monthly installments after buying the ticket. It works like a small loan that you repay later.

Experts say that travel websites or companies usually offer this service through fintech firms, loan apps, or third-party lenders. This helps people plan their trips easily without waiting for money.

Now that IRCTC has started this service, more people can book tickets even if they don’t have cash. Passengers also get 3 to 6 months to make the payment, giving them enough time to pay back comfortably.