PM Vishwakarma Yojana: The central government has launched the PM Vishwakarma Yojana to empower people from all walks of life in the country. This scheme is benefiting traditional artisans and craftsmen. The aim of this scheme is to encourage people to hone their skills and become self-reliant by utilizing the latest technology. Under the scheme, the government provides training, toolkits, and low-interest loan services to such individuals.

What is Prime Minister Vishwakarma Yojana?

This scheme is specifically for those traditionally engaged in handicrafts, construction, or crafts. The government provides these individuals with training, toolkits, and low-interest loans. Beneficiaries receive a daily stipend during their training.

After completing the training, the government provides up to 15,000 rupees for a toolkit so that the artisans can purchase their tools. They then receive a loan of up to 3 lakh rupees in two phases: 1 lakh rupees in the first phase and 2 lakh rupees in the second phase. The special thing is that the interest rate on these loans is only 5%, compared to 10-12% on typical loans.

Who gets the benefit?

Under this scheme, benefits are provided to artisans engaged in 18 traditional professions. These include carpenters, goldsmiths, blacksmiths, potters, masons, cobblers, tailors, barbers, weavers, handloom weavers, basket makers, fishing net makers, leather workers, locksmiths, boat builders, stone carvers, and toy or decorative item makers. The government’s goal is to enable these artisans to combine their skills with modern technology to not only increase their income but also create employment in their areas.

How to avail the benefits of the scheme?

To avail the benefits of this scheme, the applicant will have to apply by visiting the PM Vishwakarma Portal or the nearest Common Service Center (CSC).

Required documents

Aadhaar card

Bank Passbook

Certificate of your work

After the application, the eligibility is checked, and eligible candidates are provided training and loan facilities.

The Pradhan Mantri Vishwakarma Yojana aims to increase employment opportunities in local industries by connecting traditional artisans with new technologies. Thousands of people across the country have already joined this scheme and are earning a good income from their skills.