New Delhi: Most people are now focused on the upcoming Union Budget. This budget, expected to be presented on February 1, 2026, could prove to be quite promising. PF employees are also focused on the central government’s financial budget. On this day, the government may make some announcement regarding the interest payments to PF employees.

It is believed that the government may announce an 8.50 per cent interest rate for the financial years 2025 and 2026. If this happens, this would be a 0.25 per cent increase in the interest amount. This would be a significant gift. While nothing has been officially announced yet, it is being reported in the news.

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How many employees will benefit?

If the Modi government approves an 8.5 per cent interest rate for the financial years 2025 and 2026, approximately 77 million employees will benefit. If this were announced on Budget Day, the money would be transferred to the Employees’ Provident Fund Organisation within a few days. The organisation would then begin depositing the funds into employees’ accounts.

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The interest amount could arrive in accounts by April or May. This amount acts as a bonus for employees. The EPFO ​​transfers the interest to their EPF accounts, which employees can easily transfer. Whether the money has been credited to their accounts can also be easily checked with a single click.

How much interest was received in the last financial year?

The central government provided 8.25 per cent interest to PF employees in the financial years 2024 and 2025. This rate was slightly higher than in 2023-2024. This time, it may be increased by 0.25 per cent. The 8.25 per cent interest rate will provide significant assistance to employees.

The interest amount will be credited to your account based on the calculation of the EPF deposit, which will prove to be very significant. For your information, the number of PF members is increasing every year. More private companies transfer a portion of their employees’ salaries to their PF accounts for savings.