Fixed deposits (FDs) are a safe and popular investment option for most Indians. If you want to earn good returns and keep your money safe, this news is for you. Indian Bank, IDBI Bank, and State Bank of India (SBI) have launched special FD schemes that give higher interest rates than regular FDs.
These offers are valid only until September 2025, so you should keep this in mind before investing. If you want higher interest from these banks’ special FDs, you can check the rates quickly.
These special FD schemes are different because they give more interest than regular FDs. They are very useful for senior and super-senior citizens, as they get extra benefit from the higher interest rate.
Two Special Schemes from Indian Bank
Indian Bank has launched two special schemes: IND SECURE and IND GREEN. IND SECURE gives 6.70% interest on 444-day FDs for general customers, 7.20% for senior citizens, and 7.45% for super senior citizens.
The second scheme, IND GREEN, gives 6.60% interest for general customers, 7.10% for senior citizens, and 7.35% for super senior citizens. The last date to invest in both schemes is September 30, 2025. So, if you want higher interest, invest before the end of September.
IDBI Bank FD
IDBI Bank has launched Utsav Callable FDs with three tenure options: 444, 555, and 700 days. General customers get 6.60% to 6.75% interest. Senior citizens get 7.10% to 7.25%, and super senior citizens get up to 7.40% in the Chiranjeevi FD. The last date to invest is also September 30, 2025.
State Bank of India (SBI) FD
SBI has an Amrit Vrishti FD scheme for 444 days. General customers get 6.60% interest, senior citizens get 7.10%, and super senior citizens get up to 7.20%. SBI has not announced the last date yet, but it may also be for a limited period.
If you want good returns with low risk, these schemes are a great chance. But time is short because most schemes are only available until September 2025. Before investing, check your needs and budget and compare interest rates. These schemes are a safe way to grow your money.










