SIP Calculator: Everyone aspires to a financially secure and prosperous future, but this goal often seems daunting. However, if you regularly make small savings and invest them in the right place, they can turn into substantial wealth over the long term. The easiest way to achieve this vision is through a SIP (Systematic Investment Plan). It’s a disciplined investment method in which you invest a fixed amount each month in a mutual fund, and over time, through the magic of compounding, your money grows exponentially.
How to Become a Millionaire with ₹100 a Day
If you save just ₹100 every day, you can invest approximately ₹3,000 a month as a SIP. According to the SIP calculator, if this investment earns an average annual return of 12 percent, you can build a corpus of lakhs of rupees in the coming years. This process is completely disciplined and simple, allowing you to achieve big financial goals despite a low income.
SIP Returns in 10 Years
If you invest ₹3,000 per month in SIPs for 10 years, your total investment will be ₹360,000. At a 12% annual return, this amount could grow to ₹697,017, yielding a profit of approximately ₹337,017.
SIP Returns in 20 and 30 Years
By investing ₹3,000 per month for 20 years, your total investment will be ₹720,000, while the estimated value of the fund could reach ₹2997,444. This means you will earn a profit of approximately ₹2277,444. If you continue your SIP for 30 years, an investment of ₹10,80,000 can create a corpus of ₹1,05,89,741. This is a prime example of the power of compounding.
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How much will you earn from SIP in 40 years?
Disciplined investing over the long term increases returns exponentially. If you save ₹100 every day and invest in SIP for 40 years, your total investment will be ₹14,40,000, and your estimated fund value could reach ₹3.56 crore. This means you can become a millionaire with just small savings.
Benefits of Starting Investing Early
If someone starts a SIP at the age of 20 and invests regularly until they are 60, they can build a corpus of approximately ₹3.5 crore. The earlier you start investing, the more you will benefit from the compounding effect.
Disclaimer: This article was compiled with the help of various websites. If you’re considering investing, be sure to seek expert advice.
