The LIC Bima Sakhi scheme is for women who aspire to work but are held back due to a lack of resources or opportunities. Under this scheme, women become LIC agents, receive training, and work on the ground. This not only provides them with employment but also helps provide insurance benefits to others, providing a protective shield to society.
The Bima Sakhi scheme was launched on December 9, 2024, and has received a strong response. According to Minister of State for Finance Pankaj Chaudhary, more than 2 lakh women have joined the scheme so far, earning approximately ₹7,000 per month. In the financial year 2024-25, ₹62.36 crore was paid to Bima Sakhis, while LIC has budgeted ₹520 crore for 2025-26. This clearly demonstrates the government’s deep commitment to expanding the scheme.
Eligibility
Only Indian citizens are eligible for this scheme.
The age limit must be between 18 and 70 years.
The minimum educational qualification is 10th grade.
Existing LIC agents, retired employees, or their immediate family members are not eligible.
This scheme is only for women who wish to become insurance agents for the first time.
Salary and Commission
Under the Bima Sakhi Scheme, women will receive a training stipend for three years:
First year: ₹7,000 per month (provided 65% of the policy remains in force)
Second year: ₹6,000 per month (provided 65% of the policy remains in force)
Third year: ₹5,000 per month (provided 65% of the policy remains in force)
In addition, a separate commission is also paid on policy sales. The commission can reach up to ₹48,000 in the first year.
Required Documents for Application
Correct and updated documents are mandatory to ensure no application problems.
Aadhaar Card
PAN Card
Proof of Residence
Bank Account Passbook
Educational Certificate
Passport Size Photo
Email ID and Mobile Number
How to Apply Online for the LIC Bima Sakhi Scheme 2025
Visit LIC’s official website, licindia. in.
Click on the “Apply for Bima Sakhi Scheme” link on the homepage.
A new form will open, in which you will need to carefully fill in your state, district, village, and other information.
Scan and upload all required documents.
Submit the form.
After submitting, you will receive a confirmation message on your mobile number.
After being selected for the Bima Sakhi Scheme, women can complete their training and work as LIC agents. Graduate women can also be eligible to work as a Development Officer in LIC on excellent performance.