The state’s largest and most amazing scheme, the “Chief Minister Women’s Employment Scheme,” which aims to empower women in Bihar with self-reliance, is now at its decisive stage. If you are among those women who have not yet received the ₹10,000 incentive, this is your last chance. The government has announced the deadline for applying for this scheme as December 31, 2025.
No new applications will be accepted after this date. This scheme, which proved to be a game-changer in the Bihar Assembly elections, has already benefited over 15 million women. In this article, we will explain how you can take advantage of this powerful scheme and receive additional assistance of up to ₹2 lakh.
What is the Chief Minister’s Women’s Employment Scheme
The primary objective of this scheme of the Bihar government is to strengthen the economic condition of women in rural and urban areas by connecting them with self-employment. Under the scheme, the government transfers ₹10,000 directly into bank accounts as the first installment. According to government data, this amount has been transferred to the accounts of over 15.1 million women. This money is not provided as a loan, but as seed capital to help women stand on their own feet and start their own small businesses.
Learn how to benefit
The biggest advantage of this scheme is its second installment, which can transform your small venture into a large business. The government has opened a wide avenue of assistance for women who successfully launch their businesses with the first ₹10,000. Approximately six months after starting, your performance will be reviewed by government officials.
If the administration is satisfied with the operation of your business, you will be provided additional financial assistance of up to ₹2 lakh, depending on your needs and business plan. This amount is a significant support for women who want to expand their work to a larger scale. However, the government will issue clear guidelines in the near future regarding whether this amount will be repayable.
Do this before December 31st
If you haven’t yet filled out the form, you have very little time left. The government has set some mandatory requirements to be met to apply. The first and foremost requirement is that the beneficiary woman must be associated with a Jeevika group. Without Jeevika group membership, it is impossible to avail the benefits of this scheme.
Women in rural areas can obtain and submit the application form by visiting their nearest Village Organization. Women living in cities can apply online by visiting the official Jeevika website after joining a Self-Help Group (SHG). It will be crucial for you to have documents like your Aadhaar card, bank passbook, and Jeevika group certificate ready for the application.
For which 18 businesses is the government providing funding
The Bihar government has compiled a special list of 18 types of work, taking into account women’s interests and local market demand. Interested women can pursue any of these jobs as a means of livelihood. This list includes opening a sewing and embroidery center, incense stick and candle manufacturing, food processing industries such as pickles and papads, starting a beauty parlor, running a small grocery store, and profitable businesses such as poultry or goat rearing. Through these activities, women are not only increasing their family income but also making significant contributions to the development of the village and society.