Bank Holiday: The question on most people’s minds is whether banks will be closed on the last day of the year, December 31, 2025, and the first day of the new year, January 1, 2026? The new year is just around the corner. Many people plan to complete important bank-related work on December 31, while others plan to visit a bank branch on January 1 for a fresh start. But if you’re thinking something similar, wait… because banks will be closed in some cities on these two days.

Going to the bank without information could waste both your time and effort.Where will banks remain closed on December 31?Banks will not be closed across the country on Wednesday, December 31st, the last day of the year, but some states will observe a holiday. According to the RBI’s holiday calendar, banks will be closed in Mizoram and Manipur. Bank branches in these two cities will remain closed on December 31st. This means that if you live in these cities and are planning to visit the bank for any important work, you will have to change your plans in advance.

However, banks in the rest of the country will remain open as usual and will operate as usual.Now it is the turn of January 1… Will banks open on the first day of the New Year?This is where the suspense kicks in. On Thursday, January 1, 2026, New Year’s Eve celebrations will take place nationwide, but banks won’t be open everywhere.

Banks will remain closed in these cities on January

Aizawl, Chennai, Gangtok,Imphal,Itanagar,Kohima,Kolkata,Shillong. Due to the New Year and local festivals, banking services will not be available at the branch level in these locations. This means that any account-related work will not be possible offline in these cities.So will banking services remain completely stalled?No. It’s a welcome news that UPI, mobile banking, internet banking, and ATM services will remain operational as usual.

You can transfer money, pay bills, and even withdraw cash from ATMs. If you need to handle check clearance, drafts, KYC updates, or any other document-related work, please complete it before December 31st or after January 1st. Planning ahead is better than showing up at the bank on a holiday and returning disappointed.