Ayushman Bharat: Big news for common people of India. Big news has come out for those benefiting from the Ayushman Bharat scheme. The government is looking to broaden the scheme’s coverage. Right now, the Ayushman Bharat scheme offers free treatment up to Rs 5 lakh. However, the government might raise this limit to ₹10 lakh. Talks are ongoing about this expansion. If it goes through, it will provide major relief to the public.
With healthcare costs soaring and treatments becoming pricey in India, this scheme has been a lifesaver for many. Numerous low-income families are enjoying free treatment thanks to this initiative. It’s crucial to note that this benefit is only available to families that meet one key requirement.
The health insurance coverage under the Ayushman Bharat scheme is set to increase from Rs 5,00,000 to Rs 10,00,000 by the central government. However, there’s a stipulation to access the increased coverage. This benefit will be available for members aged over 70 years. This means if there’s someone in your family who is over 70, they will receive an additional health coverage of Rs 500,000. For such families, the coverage under the Ayushman Bharat scheme will rise to Rs 10 lakh. To qualify, proof of age will be required from the Aadhaar card. The eligible individual will just need to complete their Aadhaar eKYC again.
Understanding the Ayushman Bharat Scheme
Ayushman Bharat (PMJAY) is the flagship health insurance initiative of the central government. Its goal is to shield poor and vulnerable families from the financial burden of costly and critical medical treatments. Through this scheme, families can access cashless health coverage of Rs 5 lakh annually at thousands of empanelled hospitals nationwide. It encompasses treatment for all critical, secondary, and tertiary illnesses, and all pre-existing conditions are covered from day one.
Who all come under the cover?
The family coverage under this plan is quite broad. It includes spouses, children (including newborns), parents, grandparents, siblings, in-laws, and other dependents living with the family. This means there is no limit on the number of family members, nor are there any restrictions on age or gender.
These diseases are treated with Ayushman card
Under the Ayushman Bharat scheme, many serious illnesses can be treated free of charge. These include heart disease, cancer, neurological diseases, kidney and urinary problems, liver and stomach diseases, respiratory problems, and bone and joint problems.