Ayushman Bharat Scheme: The central government is running numerous schemes to benefit the public. These schemes are helping people become financially capable. In today’s era of rising inflation, medical treatment has become expensive. To help people, the government is running the PM Jan Arogya Yojana. This scheme is helping people with treatment.

It should be noted that previously, the government provided health insurance up to ₹5 lakh. However, now many families are being provided coverage up to ₹10 lakh. The special feature is that benefits will be provided only to those who meet the government’s conditions.

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Learn the details of Ayushman Bharat

Ayushman Bharat is the central government’s flagship health insurance scheme. The objective of this scheme is to protect the poor and vulnerable from the cost of expensive and critical medical treatment. Under this scheme, families are provided health coverage of up to ₹5 lakh annually. It is applicable in thousands of empanelled hospitals across the country. This scheme covers serious and secondary illnesses, as well as pre-existing illnesses.

Who benefits?

This scheme covers all family members, including spouses, children, parents, grandparents, siblings, in-laws, and all family members living with them. This scheme covers all members, with no gender or age discrimination.

Benefits for those over 70

Last year, the government made a change to provide additional health coverage of ₹5 lakh for every member over 70 years of age. This means that if a family member is already covered under the PMJAY and is over 70 years of age, they will receive an additional ₹5 lakh top-up. This means a sum of ₹10 lakh will be given.

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Criteria for people over 70

To benefit from this scheme, a person must be 70 years of age or older.

Additionally, age proof will be obtained from their Aadhaar card.

Eligible individuals will only need to re-verify their Aadhaar eKYC.

What benefits do the elderly receive?

If someone is 80 years of age or older, they receive full benefits.

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Secondary to advanced tertiary care is covered, including surgery, specialist treatment, organ transplants, and more.