Following the implementation of GST 2.0, the Hyundai Creta has seen a significant price drop. This SUV is now more affordable than ever. Its starting price is now just ₹10.73 lakh (ex-showroom), down from ₹11.11 lakh previously. This means you’re saving a significant amount right from the start. But the question is: if you want to take a loan to bring home this dream car, what will your monthly EMI be? Let’s not only tell you about the new prices but also explain the full EMI calculations.
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Price Reduction
Due to GST 2.0, the Hyundai Creta has seen a price reduction ranging from ₹38,000 to ₹72,000. This reduction varies across variants. Top-level variants like the King Knight AT and King Limited Edition AT have benefited the most, with prices falling by approximately ₹72,000. It’s like getting a free smartphone or a great vacation package with the car. The diesel variant’s starting price has also dropped from ₹12.69 lakh to ₹12.25 lakh. This means that with the new prices, the Creta is now even closer to your reach.
EMI Price
Suppose you take out a loan at an interest rate of 8%. If you want to repay the loan in 3 years, your EMI will be around ₹31,336. However, if you plan to repay this loan in 5 years, your monthly installment will drop to approximately ₹20,276. Now, if the interest rate is slightly higher, i.e., 8.5%, the EMI for a 3-year loan will be ₹31,568 per month and for a 5-year loan, it will be ₹20,517 per month. It’s important to note that if you make a down payment, your EMI amount can be even lower. This is a great way to ease your financial burden.
The Secret to Creta Popularity
The question arises: what makes the Creta consistently the top choice of Indian customers? Its popularity stems from its premium and attractive appearance, powerful performance, and a host of advanced technology-rich features. It commands a commanding presence on the road. Its robust build quality and excellent safety features are also highly appreciated. Now, with prices even lower, its value has increased. This is the car that truly defines your personality.
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If you’ve been considering purchasing a Hyundai Creta for a long time, now is the perfect opportunity. The GST reduction offers a direct benefit of up to ₹72,000. Additionally, various loan options allow you to choose a comfortable EMI according to your budget. This will not only enhance your ride’s luxury but also ensure it doesn’t impact your financial planning. So why not take advantage of this golden opportunity? Visit your nearest showroom and make your dream car a reality.
