PAN Card: If someone doesn’t link their PAN card to Aadhaar, it can cause significant problems. According to government regulations, without linking, you won’t be able to perform many tasks with your PAN card. The deadline for this is December 31, 2025.
If your PAN card isn’t linked to Aadhaar by then, it will first become inactive. This means you won’t be able to use it for any purpose. Income tax filings, opening bank accounts, making large transactions, or making investments will all be halted. Without a PAN card, banking operations are most affected. Many major transactions cannot be completed without a PAN.
Whether it’s opening a new bank account, updating an old one, or investing in a fixed deposit, the bank will not process your work if it appears inactive. A PAN card also plays a crucial role in investing. Mutual funds, the stock market, or any other securities cannot be invested without a PAN. If your PAN isn’t linked to your Aadhaar, you won’t be able to invest. Your investment accounts won’t be able to operate.
Filing your ITR without it can be challenging. You can’t file your ITR with an inactive PAN. Refunds are delayed, and sometimes even rejected. Many people have to redo the entire process because of this. The process of linking your PAN and Aadhaar is simple. It can be done online and takes a few minutes. Simply visit the Income Tax e-filing portal. Enter your PAN, Aadhaar, and the required information. Pay a late fee of Rs 1,000. Once the linking is complete, your PAN will be reactivated.