Diwali 2025: Are banks open today? Check the bank holidays list according to cities

Money is very important during festivals including Diwali 2025. May be you need to withdraw some cash during this time. But are the banks remain open on the occasion of Diwali 2025?

According to the RBI list, today is a holiday. The Reserve Bank of India (RBI) releases a list of bank holidays at the beginning of every calendar year, which includes a bank holiday on the occasion of ‘Diwali (Amavasya) / Lakshmi Pujan’. This holiday falls under the Negotiable Instruments Act, which means all public sector banks, private banks, foreign banks, cooperative banks and regional rural banks (RRBs) will remain closed for customers on this day.

Where banks will remain close?

Diwali is a national festival, hence it will affect the banking operations of almost the entire country. Today banks are closed in all the four metropolises like Delhi, Mumbai, Kolkata and Chennai. Apart from this, banks will remain closed in the capitals and big cities of almost all the major states including Ahmedabad, Bengaluru, Hyderabad, Jaipur, Kanpur, Lucknow, Nagpur, Raipur, Ranchi, Shimla, Bhopal, Chandigarh, Dehradun, Patna and Bhubaneswar. In simple words, there will be no work in the bank branches today in states like Uttar Pradesh, Maharashtra, Gujarat, Rajasthan, Madhya Pradesh, West Bengal, Tamil Nadu, Karnataka, Punjab, Haryana, Uttarakhand and Jharkhand.

This entire week is filled with festive holidays. After today’s Diwali holiday, banks will be closed in many states tomorrow, October 21st (Tuesday), on the occasion of Govardhan Puja. The Govardhan Puja holiday will be primarily in states like Gujarat, Maharashtra, Rajasthan, Uttar Pradesh, and Uttarakhand. The following day, on October 22nd (Wednesday), banks will also be closed in Uttar Pradesh, Maharashtra, and some other states on the occasion of Bhai Dooj (Bhau Beej/Chitragupta Jayanti). Therefore, if you have any urgent work to do at the bank, it would be better to do so after Wednesday.

How to do important work when the bank is closed?

ATM machines of all banks will remain fully operational for cash withdrawal.

You can transfer money (NEFT/IMPS/RTGS), check balance or pay bills anytime in 24 hours using Net Banking and Mobile Banking.

UPI services (like Google Pay, PhonePe, Paytm) will also continue to function normally for transactions on Diwali.