UPI Daily Limit Increased: Now Pay Up to ₹10 Lakh in 24 Hours – Full Rules Here

Vikram Singh September 9, 2025 – 7:26 PM

Upi Transaction Rules 2025

Nowadays, everyone uses UPI payment, whether it is for a grocery store or online shopping. It has become an important part of our lives. But do you know that the National Payments Corporation of India (NPCI) has made some big changes in the rules of UPI? These changes are coming into effect from September 15, and they will have a direct impact on your money and big transactions. So let’s know which 5 new rules are going to be implemented and why they are important for you.

Capital market and insurance payment limits increased

If you invest in the stock market or pay a large insurance premium, then this change is for you. Earlier, the limit of a transaction for capital market and insurance-related payments was ₹ 2 lakh. Now it has been increased directly to ₹ 5 lakh. This will make it easier to make big payments in one go.

Relief in government payments and tax payments

If you have to make a tax or any other payment to the government, then there is good news for you, too. Till now, the limit of a transaction for the government e-marketplace and tax payments was only ₹ 1 lakh. This limit has also been increased to ₹ 5 lakh. This will make it very easy for traders and the general public to make large government payments.

Travel booking has become even easier

The demand for traveling increases during the festive season. Keeping this in mind, the limit per transaction for railway, airline, and other travel ticket bookings has been increased to ₹ 5 lakh. Apart from this, the total transaction limit for 24 hours for such payments has been increased to ₹ 10 lakh. Now you will be able to book tickets for many people simultaneously without any hassle.

Increase in credit card bill and EMI limit

If you pay your credit card bill or EMI through UPI, then you will now get more convenience. Now you can pay up to ₹ 5 lakh at a time. The total 24-hour limit for credit cards has been fixed at ₹6 lakh, and for EMIs at ₹10 lakh. This is a big relief for those who have to pay large bills and installments every month.

Change in total daily transaction limit

Along with all these major changes, NPCI has also increased the daily transaction limit. Now, payments of up to ₹10 lakh can be made within 24 hours in certain categories, making UPI a better option for those doing large transactions. However, the daily transaction limit will remain the same for common users doing small transactions.

About the Author

Vikram Singh

My name is Vikram Singh, and for the past 8 years, I have dedicated my career to the art of professional English content writing. As a core member of the Timesbull editorial team, I have evolved alongside the digital landscape, transforming from a passionate writer into a seasoned content architect who understands the delicate balance between data-driven SEO and the power of a human voice. Throughout my nearly decade-long journey, I have specialized in creating high-impact narratives that do more than just fill a page—they provide value. My expertise lies in taking complex subjects, whether in the fast-moving tech world, the intricate financial sector, or the competitive automobile industry, and translating them into clear, engaging, and highly readable content. My philosophy is simple: write for the reader first, and the search engines will follow. At Timesbull, I take pride in maintaining 100% originality and a signature "human touch" in every piece I produce. My 8 years of experience have taught me that true quality comes from meticulous research and a deep understanding of audience psychology. I don’t just write articles; I build bridges of information that help my readers make informed decisions in an increasingly noisy digital world.

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पीएफ कर्मचारियों (pf employees) को अपना फंड निकालना हो तो उसमें सबसे मुख्य चीज यूएएन नंबर होता है. इसके नहीं होने से आपका फंड लटक जाता है, जिससे दिक्कतों का सामना करना पड़ता है. कई बार कर्मचारी यूएएन नंबर भूल जाते हैं, जिससे परेशानी होती है.

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UAN Activate: पीएफ कर्मचारी ना हो परेशान, कैसे एक्टिवेट हो जाएगा UAN, जानिए - Uan Activate | TIMESBULL

UAN Active Update: पीएफ कर्मचारियों (pf employees) को अपना फंड निकालना हो तो उसमें सबसे मुख्य चीज यूएएन नंबर होता है. इसके नहीं होने से आपका फंड लटक जाता है, जिससे दिक्कतों का सामना करना पड़ता है. कई बार कर्मचारी यूएएन नंबर भूल जाते हैं, जिससे परेशानी होती है। अगर आपका यूएएन नंबर एक्टिव नहीं हो रहा है तो चिंता न करें.

डिजिटलाइजेशन के दौर में आसानी से यूएएन नंबर को एक्टिव कर सकते हैं. इसे एक्टिव कराने के लिए परेशान होने की जरूरत नहीं है. यूएएन अब ईपीएफओ की आधिकारिक वेबसाइट नहीं, बल्कि उमंग ऐप से भी एक्टिवेट करा सकते हैं. यह एक सरल तरीका है. इससे जुड़ी जरूरी बातें नीचे आर्टिकल में समझ सकते हैं.