Top Govt Scheme for Farmer’s– The government is running many such schemes for crores of farmers of the country which not only reduce the cost of farming but also provide direct financial help. But even today many farmers do not know which schemes are running for them and how they can be availed. If you are also associated with farming or there is a farmer in your family, then this information will be very useful for you.
Here we are telling you about those top schemes of the government, which are being run to increase the income of farmers and make them financially strong. If farmers are strong, the foundation of the country will also be strong… With this thought in mind, the government has started many big schemes for farmers in the last few years. Now farming is not just a hard work, but with the help of these government schemes, farmers can move ahead on every front including technology, irrigation, insurance and selling of crops.
Recently, Prime Minister Narendra Modi has approved a new scheme for farmers ‘Pradhan Mantri Dhan-Dhanya Krishi Yojana’. Along with this, the government is also continuously strengthening the already running schemes, so that direct help reaches the farmer’s account.
Prime Minister’s Wealth and Grain Agriculture Scheme
Prime Minister Narendra Modi on Wednesday approved another big scheme for farmers, named ‘Pradhan Mantri Dhan Dhanya Krishi Yojana’ (PM Dhan Dhanya Krishi Yojana). This scheme will focus on those areas of the country where farming has been a loss-making deal till now. According to the government, this scheme will not only reduce the cost of farming, but will also increase the income of the farmer.
Often the biggest problem of farmers is that the weather is not reliable, irrigation facilities are less, and there is no place for storage after harvesting the crop. On top of this, if there is a shortage of money, then it becomes difficult to even buy fertilizers and seeds.
Prime Minister Kisan Samman Nidhi
PM Kisan Samman Nidhi Yojana is the most popular farmer scheme in the country. Under the PM Kisan Yojana (PM Kisan Yojana 2025), every eligible farmer is given a help of Rs 6,000 rupees per year. This money is transferred directly to the bank account of the farmers in three installments. So far, crores of farmers have benefited under this scheme. If you have not registered for it yet, then you can apply for free by visiting the PM-KISAN portal. So far 20th installments have been released under this scheme.
Kisan Credit Card
If you need money immediately for farming and go to the bank, it is difficult to get a loan. But with Kisan Credit Card, you can easily take a loan at low interest. Under this, it is no longer difficult to take a loan from the bank to meet the expenses of farming. Under the Kisan Credit Card Scheme, farmers get loans at low interest for works like farming, animal husbandry or gardening. The government also gives subsidy on interest.
You can apply by going to the nearest bank or through CSC center. Now the government has also linked KCC to PM Kisan Scheme, which has made the application even easier. If you have an account in PM Kisan, then there will be no much problem in applying for KCC.
Prime Minister Crop Insurance Scheme
If the crop is damaged due to weather or pests, the compensation will not be out of the farmer’s pocket. Under the Pradhan Mantri Fasal Bima Yojana, your crop is insured at a very low premium, due to which the government compensates for the loss in case of crop damage. In case of loss, the government gives compensation in the form of insurance. The special thing is that the insurance money comes directly into your account
PM Agriculture Irrigation Scheme
In areas where irrigation facilities are less, farmers are not able to harvest crops throughout the year. The aim of Pradhan Mantri Krishi Sinchai Yojana is to provide water to every farm. In this, the government gives subsidy on the use of modern methods like drip irrigation, sprinkler system. That is, the government bears half the cost. With this, a good crop can be harvested even with less water.
If you are a farmer or someone in your family does farming, then these government schemes can directly bring a change in your life. Money comes directly into your account, insurance provides protection, and loans make farming easier. The central government claims that these schemes will increase the income of farmers, reduce costs and make farming a more profitable deal.