There are many schemes in the post office which are quite popular. And we know that there is no much risk in investing in the post office. As a result, many people invest in various projects of the post office. And there are some schemes of this post office where by investing just 50 rupees, you can get a return of up to 35 lakh rupees.
Gram Suraksha Yojana is actually a Rural Postal Life Insurance. People of the minimum age of 19 years to a maximum of 55 years can buy this insurance. And the sum assured can be 10 thousand to 10 lakhs. A person under this insurance can apply to stop his premium at the age of 55 years, 58 years and 60 years.
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What the Family or Policyholder Will Receive
After the death of the insured person, the family will receive the sum assured, or the sum assured along with the applicable bonus. The bonus amount depends on how long the premium was paid and whether the policy was surrendered. If the insured person survives until the maturity date, they will get the full sum assured along with the complete bonus.
According to news reports, a person can invest in this scheme by paying about ₹1,515 per month, which is roughly ₹50 per day. When the scheme matures, the policyholder can receive returns of up to ₹35 lakh.
