Do you also want to get great returns by investing your hard-earned money in a safe place? So Punjab National Bank (PNB), which is a government bank and the third largest government bank in the country in terms of market cap, has brought a great opportunity for you! PNB runs many types of savings schemes for its customers, in which you can earn good profits by investing.

Today we will tell you about one such superhit savings scheme of PNB, in which you will get a fixed and guaranteed interest of ₹ 49,943 on depositing ₹ 2 lakh! Yes, we are talking about PNB’s Fixed Deposit (FD) scheme, which gives a powerful combination of security and excellent returns on your investment.

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PNB’s gift for senior citizens

Punjab National Bank is giving interest ranging from 3.50 percent to 7.25 percent to common citizens on FDs ranging from 7 days to 10 years. At the same time, this interest rate for senior citizens ranges from 4.00 percent to 7.75 percent, which provides them a safe and attractive investment option.

The special thing is that on FDs ranging from 2 years and one day to 3 years, Punjab National Bank is giving a great interest of 7.00 percent to general citizens and a full 7.50 percent to senior citizens. If you are a general citizen and deposit ₹ 2 lakh in a 3-year FD of Punjab National Bank, you will get a total of ₹ 2,46,287 on maturity, which will include ₹ 46,287 as interest.

Deposit ₹ 2 lakh and get a fixed interest of ₹ 49,943

If you are a senior citizen and invest ₹ 2 lakh in this 3-year FD of Punjab National Bank, then you will get a total amount of ₹ 2,49,943 on maturity, out of which ₹ 49,943 will be received only as interest! Let us tell you that in FD i.e. Fixed Deposit, customers get a fixed and guaranteed interest, which makes it different from other investment options.

In today’s era, when there is risk in the stock market and mutual funds, a large section of the country still considers FD as the safest investment. The biggest reason for this is that unlike the stock market or mutual funds, there is no risk of any kind of loss in it and you get guaranteed returns, which is an important step in securing your financial future.

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