PNB: New Rs 50,000 Withdrawal Limit for Debit Card Users – Check the Reason

PNB: Punjab National Bank (PNB) has halved the daily cash withdrawal limit for select debit cards (ATM cards). Currently, some debit cards allowed daily withdrawals of up to Rs 100,000. This limit has now been halved, allowing daily withdrawals of only Rs 50,000. These new debit card rules will come into effect on April 1, 2026. The bank has taken this decision to strengthen risk control and enhance customer security.

However, this change will not apply to all cards; only the limits have been reduced for select debit cards. PNB has revised the cash limits by dividing its debit cards into two categories. Cards with a limit of Rs 1 lakh have been reduced to Rs 50,000. Similarly, cards with a limit of Rs 1.50 lakh have been reduced to Rs 75,000.

You can withdraw only Rs 50,000 from these cards.

RuPay NCMC Platinum Domestic Debit Card

RuPay NCMC Platinum International Debit Card

RuPay Women Power Platinum Debit Card

RuPay PNB Palaash Debit Card (Recycled PVC)

RuPay Business Platinum NCMC Debit Card

MasterCard Platinum Debit Card

Visa Gold Debit Card

PNB MasterCard Platinum Rise Debit Card

You can withdraw Rs 75,000 daily from this card.

RuPay Select Debit Card

PNB RuPay Select Neo

PNB RuPay Select Excel

Visa Signature Debit Card

MasterCard Business Debit Card

How to change PNB debit card limit?

If you want to change the limit of PNB debit card, you can do it easily with the help of internet banking or PNBOne mobile app.

For this, first login to Internet Banking and go to Value Added Services.

Now click on Debit Card Personalisation option.

Now select your account number and service.

Enter the card number, expiry date and card PIN.

Enter the new limit and click on Update.

Also enter OTP for verification.

No impact on other cards

PNB clarified that there has been no change in the ATM cash withdrawal limits for debit cards not on this list. This means that the limits on other cards will remain the same as before.

The bank also clarified that the reduction in ATM cash withdrawal limits will not affect POS machines, e-commerce, or contactless payments. Transaction limits through these channels will remain the same.