Pension Scheme- If a husband and wife are looking for a pension scheme, then this scheme is great for them. Both can get a pension of Rs 10,000. Know how. There are many private and government schemes for this. If we talk about these, Atal Pension Yojana is also a very good scheme. In this, both husband and wife can get a pension of up to 10 thousand rupees together.
The government started this scheme keeping in mind the people of the unorganized sector. The aim of the scheme was that even people of low income group can get pension. By joining this scheme, both you and your spouse can get lifelong pension.
In Atal Pension Yojana, monthly pension of 1000 to 5000 is given after the age of 60 years. If both husband and wife open separate accounts in it, then both will get a pension of Rs 5000 each, i.e. a total of Rs 10,000. To join this scheme, your age should be between 18 and 40 years. The younger you apply for the scheme, the lesser will be the monthly premium you will have to pay. Which will be auto-debited from your bank account.
To avail the benefits of the scheme, if a person joins the scheme at the age of 30 and wants a monthly pension of Rs 5000, then he will have to pay around Rs 577 per month. If someone joins the scheme at the age of 35, then he will have to pay around Rs 902 per month.
You can apply for this scheme in the nearest bank or post office. Carry the necessary documents like Aadhaar card, mobile number and bank account. Let us tell you that this facility is available online in many banks. Therefore, it is important for both husband and wife.