FD Rates 2025: Get Up to 9% Returns on Fixed Deposits, SBI-PNB Can’t Compete! Check Full Details

By

Avijit Das

Fixed Deposit schemes are one of the most popular ways to keep money safe and earn good returns. This type of investment ensures your money is safe, and after a fixed period, you get your principal amount back along with the interest. If you’re considering investing in a Fixed Deposit, it’s important to know where you can get the highest interest.

The interest rate on FDs in major banks like SBI and PNB is up to 7%, but in small finance banks, you can earn up to 9% interest. Let’s take a look at the FD interest rates (FD Interest Rates 2025) offered by some small finance banks.

Ujjivan Small Finance Bank

Ujjivan Bank offers attractive interest rates on FDs. A 9-month FD gives 7.50% interest, while a 12-month FD offers up to 8.25%. For FDs ranging from 1 year to 560 days, the interest rate is 8%, and for 561 days to 990 days, it is 7.75%. FDs between 991 days and 5 years earn 7.20% interest. These rates are much higher than those of major banks, making it a great option for investors.

AU Small Finance Bank

AU Small Finance Bank also provides good FD returns. FDs between 6 months and 12 months offer 7.25% interest. For 12 to 15 months, the rate is 7.85%, and for 18 months, it is 8%. FDs from 24 to 36 months get 7.50% interest. AU Bank’s FD rates are attractive, making it a good choice for long-term investors.

Unity Small Finance Bank

Unity Bank offers high interest rates on FDs. A 501-day FD earns 8.75%, while FDs from 502 days to 18 months offer 7.85%. For 18 months to 700 days, the interest rate is 7.90%. A 701-day FD provides 8.75%, and a 1001-day FD offers the highest rate of 9%. This bank is a great option for those seeking high FD returns.

Utkarsh Small Finance Bank

Utkarsh Bank also offers competitive interest rates. FDs between 365 and 699 days earn 8%. For 2 to 3 years, the rate is 8.50%. FDs from 4 to 5 years offer 7.75% interest. The highest rate of 8.50% is available on a 1500-day FD. This bank is a great option for earning good returns on FDs.

These small finance banks offer significantly higher interest rates than major banks. If you are planning to invest in FD, you can choose any of these banks for better returns. Investing in small finance banks can help you earn higher interest on your fixed deposits.

Disclaimer: The FD interest rates mentioned above are subject to change as per the bank’s policies. Investors should verify the latest rates and terms directly with the respective banks before making any financial decisions. Times Bull is not responsible for any financial investments made, as it is entirely your responsibility. Please consult a financial advisor for better results.

Share.