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Maruti Suzuki Victoris Price 2026: On-Road Cost, ₹2 Lakh Down Payment & EMI Details

Vikram Singh
By Vikram Singh
3 min read
Published: 03 Mar 2026
Maruti Suzuki Victoris Price 2026: On-Road Cost, ₹2 Lakh Down Payment & EMI Details
Maruti Victoris Price: If you’re planning to buy a rugged, spacious, and feature-rich mid-size SUV for your family in 2026, the Maruti Suzuki Victoris should be at the top of your list. This powerful SUV from Maruti is gaining popularity among customers not only for its rugged looks but also for the smooth driving of its automatic variant. Budget concerns often put off buying a new car, but today we’ll tell you how you can own this premium SUV with a down payment of just ₹2 lakh.

What is its on-road price

Maruti Suzuki offers the Victoris in several attractive variants, but its automatic version, the VXI variant, is seeing the highest demand in the market. Pricing: The Maruti Victoris’s automatic variant is priced at ₹13.36 lakh (ex-showroom). However, you’ll also need to pay several other government fees to get the car on the road.
Maruti Victoris Hybrid SUV
In a city like Delhi, this car incurs an RTO fee of approximately ₹1.34 lakh and insurance costs of approximately ₹62,000. Adding TCS charges of ₹13,500, the total on-road price of the Maruti Victoris reaches approximately ₹15.45 lakh. This price may vary slightly depending on your city and the accessory package chosen.

EMI after a down payment of ₹2 lakh

Most customers prefer to finance their car purchases to avoid a sudden, significant burden on their budget. If you make a down payment of ₹200,000 from your own pocket for the automatic model of the Maruti Victoris, the bank will provide you with a loan of the remaining amount, approximately ₹13.45 lakh.
Now, if the bank charges an annual interest rate of 9 percent on this loan amount and you choose a repayment period of 7 years (84 months), you will have to pay an EMI of ₹21,636 per month. This EMI plan is ideal for working professionals and small businesses who find it easier to pay in smaller installments rather than spending a large sum at once.

How much will your car cost

Owning a car on loan is convenient, but it does cost you a bit in the long run. If you take out a car loan of ₹13.45 lakh for 7 years at 9 percent interest, you will pay a total of approximately ₹4.72 lakh to the bank in interest alone over these 7 years.
Thus, the total cost of your car, which includes the ex-showroom price, on-road taxes, and bank interest, comes to around ₹20.17 lakh. Although this price seems high compared to paying in cash, enjoying a luxury car worth ₹15 lakh with a modest down payment of ₹2 lakh is a significant advantage that protects your existing savings.

Which vehicles does the Victoris challenge

Maruti Suzuki has launched the Victoris as an SUV that is over 4 meters long and directly positions itself in the mid-size premium SUV segment. Its biggest competitor in the market is the Maruti Grand Vitara. Furthermore, this SUV is giving tough competition to South Korean giants like the Hyundai Creta and Kia Seltos.
Furthermore, this vehicle also has the potential to attract customers from powerful SUVs like the Honda Elevate, Mahindra XUV 700, and Scorpio N. Maruti’s unwavering trust and its extensive service network across the country make it the most reliable and affordable option in this crowded segment.
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