Bank Holidays: The month of January is filled with festivals and special occasions. Consequently, banks will be closed for several days. The Reserve Bank of India (RBI) has released the complete schedule for January 2026. So, if you’re planning to complete any important bank-related work next week, check the bank holiday list in advance.
How many days will the banks be closed in January?
Banks will be closed for a total of 16 days in January 2026, including weekly holidays on Saturdays and Sundays. As a rule, all public and private banks are closed on the second and fourth Saturdays of each month, while all Sundays are closed.
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On which dates will banks remain closed from 12th to 18th January?
January 12: Banks will remain closed in West Bengal on the occasion of Swami Vivekananda’s birth anniversary.
January 14: Banking services will be affected in Gujarat, Odisha, Arunachal Pradesh and Assam due to Makar Sankranti and Magh Bihu.
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January 15: Banks will remain closed in Tamil Nadu, Karnataka, Andhra Pradesh, Telangana and Sikkim due to Uttarayan Punyakaal, Pongal, Maghe Sankranti and Makar Sankranti .
January 16: There will be a holiday in Tamil Nadu on account of Thiruvalluvar Day.
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January 17: Banks will remain closed in Tamil Nadu on account of Uzhavar Thirunal.
January 18: Being Sunday, there will be a bank holiday across the country.
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Holidays vary from state to state
Bank holidays in India are not the same across all states. Many holidays are associated with local festivals, cultural events, and regional traditions. Therefore, it is important for customers to check bank holiday information for their state and city in advance to avoid any important work.
Even though bank branches are closed, digital banking services remain operational as usual. Money transactions can be conducted through net banking, mobile banking, and UPI. Cash withdrawals can be made from ATMs if needed. However, check clearance and promissory note processing are not possible during these holidays.
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If you need to deposit a check, issue a draft, or handle any important paperwork, it’s best to prepare in advance of bank holidays. Sudden bank closures not only waste time but can also delay important work.
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