Special Government Schemes for Daughters: Keeping in mind the safety and bright future of daughters in India, the central and state governments are continuously implementing various schemes. These schemes aim to alleviate parents’ financial worries so that their daughters’ education, health, career, and marriage needs can be met without any difficulties. Today, we are providing you with detailed information about such major government schemes, which you can easily avail of.
Sukanya Samriddhi Yojana
This scheme is one of the most popular small savings schemes for daughters. Parents can open an account under this scheme from the birth of their daughter until she turns ten. This account offers an attractive interest rate of 8.2 per cent, which is significantly higher than other deposit schemes in the market. Annual deposits range from a minimum of ₹250 to ₹1.5 lakh. Partial withdrawals are available from the account when the daughter turns 18, while full maturity is available at 21.
Balika Samriddhi Yojana
This scheme aims to assist economically disadvantaged families. The government provides initial financial assistance after the birth of a daughter. The account can be opened at a post office or bank, and interest is earned on the deposit. The funds in this account can be withdrawn when the daughter turns 18. This scheme is very beneficial for those in society who need financial assistance for their daughters’ upbringing and education.
CBSE Udaan Scheme
This scheme, run by the Ministry of Human Resource Development, is a major initiative for science-oriented female students. Its objective is to connect them with advanced educational resources and facilitate their studies. Under the scheme, female students are provided with both offline and online learning facilities. Study materials and pre-loaded tablets are also provided. Girls studying PCM subjects in Class 11 from any board in the country can apply.
Ladli Laxmi Yojana
This scheme, run by the Madhya Pradesh government, provides financial security to the daughters of the state. Launched in 2007, this scheme provides a sum of Rs. 2,000 upon admission to Class 6, Rs. 4,000 upon admission to Class 9, and Rs. 6,000 upon admission to Class 12. Additionally, when a girl turns 21, a final payment of Rs. 1 lakh is made for her marriage. This scheme provides substantial support to girls in both education and marriage.
Maji Kanya Bhagyashree Yojana
This scheme, launched by the Maharashtra government, is a powerful means of financially empowering daughters and their mothers. Under the scheme, a joint bank account is opened in the name of the mother and daughter. It provides accident insurance of Rs. 1 lakh and an overdraft of up to Rs. 5,000 for the girl. This scheme provides both security and financial independence to the beneficiary’s family.