Every year, the government requires all pensioners to submit a life certificate to confirm that the pension is reaching the actual beneficiary. This process is not only essential for keeping government records updated but also an important way to prevent fraudulent or erroneous payments. Today, November 30th, is the last day for pensioners who have not yet submitted their certificates. Missing the deadline could result in the next month’s pension being withheld, causing financial hardship.
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Why is a life certificate necessary for pension continuation?
A life certificate is a simple but crucial document that proves that the beneficiary is alive. The government and banks continue pension payments based on this document. If this certificate is not submitted on time, the system stops pension payments, and it can take additional time to restart.
Traditional Methods of Submitting a Life Certificate
Most people submit their life certificates by visiting bank branches, filling out a form, and this has been the practice for years, and many pensioners still choose this method. Bank employees accept the certificate after verifying personal identification and the required details.
Digital Methods Simplify the Process
Technology has simplified this process considerably. Pensioners now have the option to submit digital life certificates from the comfort of their homes. The Aadhaar-based face authentication system has become the easiest option in this regard. With a mobile phone, internet connection, and Aadhaar-linked mobile number, pensioners can scan their face and submit a life certificate within minutes.
Submit the certificate using the Jeevan Pramaan app
The Jeevan Pramaan app is very useful for those who are unable to visit the bank or want to use digital methods. After downloading the app, the process can be completed using Aadhaar number, bank details, and face authentication. This app makes the pension process more transparent and faster.
Doorstep Banking for the Mobility-Impaired
Doorstep banking is a great relief for elderly pensioners or those who cannot go out due to health reasons. Many banks and India Post offer this service. Employees visit homes to complete forms, verify necessary identification, and update the certificate in the system. This facility proves invaluable to those most in need of assistance.
Don’t panic if your pension is stopped
Sometimes, people fail to submit their certificates on time, and their pensions are stopped. However, this situation is not permanent. As soon as the life certificate is submitted, the pension is restored. However, it may take a few days for the certificate to be reissued, so it’s wise not to wait until the last minute.