Government Schemes for Farmers: India has always been considered an agricultural country, and a large population depends on agriculture for their daily livelihoods. To strengthen the economic situation of farmers, the government periodically launches several important schemes. These schemes aim not only to provide financial assistance but also to promote modern technology, security, and resources in the agricultural sector. Let’s explore which schemes are currently providing significant support to farmers.
Pradhan Mantri Kisan Samman Nidhi
This scheme provides direct financial assistance to farmers, enabling them to meet basic farming needs. Under this scheme, eligible farmers receive an amount of ₹6,000 per year in three instalments directly into their bank accounts. Its objective is to reduce agricultural costs and provide financial stability.
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Pradhan Mantri Fasal Bima Yojana
Farmers face significant financial hardship in the event of crop loss. Under this scheme, farmers can insure their crops by paying a nominal premium. Farmers receive insurance coverage against natural disasters, pests, diseases, or other losses. This significantly reduces agricultural risk and provides farmers with a sense of security.
Agricultural Infrastructure Fund
This fund provides loans to farmers and agricultural entrepreneurs at affordable interest rates to strengthen agricultural infrastructure. This fund facilitates the construction of cold storage facilities, warehouses, packaging units, agricultural equipment, and agricultural processing centres. This improves production and storage capacity.
Soil Health Card Scheme
This scheme provides farmers with accurate information about their soil’s fertility and nutrient deficiencies. Through the Soil Health Card, farmers can determine which nutrients are deficient in their soil and which fertilisers are needed. This improves both the quality and quantity of crop production.
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Kisan Credit Card Scheme
Recognising the needs of farmers, this scheme provides quick loans at low interest rates. Through this card, farmers can easily purchase fertilisers, seeds, pesticides, irrigation equipment, and other agricultural needs. This scheme is considered convenient and reliable for farmers.
Pradhan Mantri Kisan Pension Yojana
This scheme was specifically launched to secure the future of small and marginal farmers. Farmers between the ages of 18 and 40 can deposit just ₹55 to ₹200 per month and receive a monthly pension of ₹3,000 after the age of 60. This significantly reduces financial worries in old age.