FD Rates 2025: If you’re looking to invest your savings safely, a fixed deposit (FD) remains a great option. FDs offer excellent returns over a specific period. Currently, banks ranging from government lenders like State Bank of India to private banks like HDFC offer returns of up to 8%. SBI offers 3% to 7.10% interest to general customers, while senior citizens receive 3.50% to 7.60% interest. Let’s explore the FD rates of the country’s top 10 banks in detail.
HDFC offers up to 7.75% interest
On the other hand, HDFC Bank is offering 3 to 7.25 percent interest to its general customers and 3.50 to 7.75 percent to senior citizen customers. Apart from this, ICICI Bank is offering 3 percent to 7.10 percent interest to its general customers and 3.50 to 7.60 percent interest to its senior citizen customers. Whereas, IDBI Bank is offering 3 percent to 6.75 percent interest to its general customers and 3.50 to 7.25 percent interest to its senior citizen customers.
More than 8% interest is available here
On the other hand, Kotak Mahindra Bank is offering interest rates ranging from 2.75 to 7.20 percent to its general customers and 3.25 to 7.70 percent to its senior citizen customers. Apart from this, RBL Bank is offering interest rates ranging from 3.50 to 7.80 percent to its general customers and 4 to 8.30 percent to its senior citizen customers. Apart from this, Punjab National Bank is offering interest rates ranging from 3.50 to 7.25 percent to its general customers and 4 to 7.75 percent to its senior citizen customers.
Canara Bank is offering around 8% interest
Canara Bank is offering 4 to 7.25 percent interest on FDs to its general customers, while it is offering 4 to 7.75 percent interest to senior citizen customers. Apart from this, Axis Bank is offering 3.50 to 7.10 percent interest to its general customers, while it is offering 3.50 to 7.85 percent interest to senior citizen customers. On the other hand, Bank of Baroda is offering 3 to 7.05 percent interest to its general customers and 3.55 to 7.55 percent interest to senior citizen customers on FDs.
