Kotak Mahindra Bank: If you’re a customer of Kotak Mahindra Bank, this update is crucial for you. The bank has already informed that several digital banking services will be temporarily down tonight for maintenance. Customers will experience a few hours without banking services tonight, December 20th, and into the morning of December 21st. So, it’s recommended that customers finish their important banking tasks ahead of time to prevent any hassle.
When and for how long will the service be unavailable?
As per Kotak Mahindra Bank, the service will be offline for a total of 1 hour. Maintenance Schedule – December 21, 2025 (Sunday), from 3:30 AM to 4:30 AM (IST). Which services will be affected?
The following services will be temporarily unavailable during the maintenance period:
– Old version of Kotak Bank App
– New Kotak Bank App
– Kotak811 Mobile Banking App
– Net Banking
– UPI and other payment services
– ATM Service
Note – ATM transactions under Rs 20,000 will remain unaffected.
What guidance did the bank provide to its customers?
The bank mentioned that this maintenance is aimed at enhancing the banking experience for customers in the future. However, to avoid any inconvenience, customers are encouraged to handle essential payments, fund transfers, and bill payments either before or after the maintenance period.
Kotak811 Savings Account FAQs
Can a joint account be opened in Kotak811?
No. A Kotak811 Savings Account can only be opened in the name of a single individual.
What types of savings accounts are offered at Kotak811?
– Kotak811 Zero Balance Digital Savings Account
– 811 Super Savings Account
Which account is the better choice?
If you find it hard to maintain a minimum balance, then a zero balance account is the way to go. If you’re looking for cashback on your debit card, then the Super Savings Account might be a better fit.
Will there be any penalties for not maintaining the balance?
Zero Balance Account: No penalties.
Super Savings Account: No penalty, but certain conditions must be met to receive cashback.
What are the benefits of Kotak811 account?
Free virtual or physical debit card
Completely digital account opening
Up to 5.75% interest with ActivMoney
Free fund transfer through NEFT, IMPS and UPI
Cashback on Super Savings Account
Can the account be upgraded?
Yes, Zero Balance Account can be upgraded to Super Savings Account through Mobile App or through Customer Care.
Who can open an account?
Indian citizens
18 years of age or older
Valid KYC documents required
Is Video KYC valid?
Yes, KYC can be completed through video call from home.