Ever wondered what’s happening with your Union Bank of India (UBI) account without visiting the branch or ATM? Well, fret no more! UBI offers several convenient ways to access your mini statement, which shows your latest transactions. This empowers you to keep an eye on your finances and identify any suspicious activity quickly.
1. Quick and Easy: Checking Your Mini Statement with a Missed Call
For those times when you’re on the go and need a speedy update, UBI’s missed call service comes in handy. Here’s what you need to do:
- Grab your registered mobile phone – the one linked to your UBI account.
- Dial the toll-free number: 09223008586
- Don’t worry about completing the call – just let it ring and disconnect automatically. It’s a missed call, remember?
- Within moments, you’ll receive an SMS notification on your phone. This SMS will contain details of your most recent transactions, giving you a quick snapshot of your account activity.
Pro Tip: This service is absolutely free to use, so don’t hesitate to check your mini statement whenever you need a quick update.
2. Keeping it Simple: Using SMS Banking for Your Mini Statement
If you’re comfortable with text messages, UBI’s SMS banking service allows you to access your mini statement directly from your phone. Here’s how:
- Ensure your mobile number is registered for SMS banking with UBI. (If not, you can get it registered at your nearest UBI branch).
- Open your messaging app and compose a new SMS.
- In the message body, type “UMNS” (all caps).
- Enter a space and then add your account number. Double-check the number to avoid any mistakes.
- Send the SMS to 09223008486.
- Similar to the missed call service, you’ll receive an SMS notification with details of your latest transactions.
Things to Remember: UBI’s SMS banking service is free to use for receiving messages. However, some mobile network operators might charge you for sending SMS.
3. Diving Deeper: Exploring Net Banking for Detailed Statements
For a more comprehensive view of your account activity, UBI’s net banking platform is your best bet. Here’s how to access your mini statement online:
- Visit the UBI net banking portal: https://www.unionbankofindia.co.in/english/internet-banking.aspx
- Log in using your customer ID and password.
- Once logged in, navigate to the “Account” section. The specific menu options might vary slightly depending on the net banking interface.
- Look for options like “Mini Statement” or “Account Statement.”
- Select the desired account and the time period for which you want to view the transactions.
- You’ll be able to see a detailed breakdown of your recent transactions, including dates, amounts, and descriptions.
- Net banking also allows you to download the mini statement in a PDF format for your records.
Bonus Tip: While you’re logged into net banking, you can explore other features like fund transfers, bill payments, and recharge options – all from the comfort of your home.
4. On-the-Go Access: Utilizing the U-Mobile App for Mini Statements
UBI’s mobile app, U-Mobile, offers a user-friendly way to manage your finances on the go. Here’s how to check your mini statement using the app:
- Download and install the U-Mobile app on your smartphone or tablet from the Google Play Store or Apple App Store.
- Launch the app and log in using your MPIN (Mobile Banking Identification Number).
- Once logged in, navigate to the “Accounts” section.
- Select the account for which you want to view the mini statement.
- Look for options like “Mini Statement” or “mPassbook.”
- You’ll be able to see a summary of your recent transactions. Some features might allow you to filter by date or transaction type for a more focused view.
Convenience at Your Fingertips: With the U-Mobile app, you can not only access your mini statement but also perform various banking tasks like bill payments, recharges, and account transfers – all within the app.
Remember: Regardless of the method you choose, ensure you’re using a secure internet connection or network when accessing your UBI account information online. This helps safeguard your sensitive financial data.
By utilizing these convenient methods, you can stay informed about your UBI account activity anytime, anywhere. So, choose the option that best suits your needs and keep your finances under control!
