Ever felt that sinking feeling when you’re about to swipe your debit card, only to be unsure about the balance in your HDFC Bank account? Well, fret no more! HDFC Bank offers a bunch of convenient ways to check your account balance, from the comfort of your couch to on-the-go situations. Let’s dive into these methods and find the one that best suits your style.
Simple and Sweet: Missed Call and SMS Banking
For those times when you’re short on internet access or simply prefer a no-frills approach, HDFC Bank’s missed call and SMS banking services come to the rescue. Here’s how they work:
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Missed Call Banking: This method is as easy as it sounds. Just dial the toll-free number 1800-270-3333 from your mobile number registered with HDFC Bank. The call will automatically disconnect after a few rings, and voila! You’ll receive an SMS shortly with your current account balance. Talk about effortless!
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SMS Banking: If you’re comfortable with texting, SMS banking is another handy option. Type BAL (in capital letters) in a new SMS and send it to 5676712. Remember, this number should be registered with your HDFC Bank account. Just like missed call banking, you’ll receive an SMS notification with your account balance in a jiffy.
Important Note: As of March 24, 2024, HDFC Bank has temporarily suspended SMS banking services for balance enquiries using “BAL”. Don’t worry though, the missed call method and other options mentioned below are still up and running!
Power Up with UPI Apps and Mobile Banking Apps
If you’re a tech-savvy individual who loves the convenience of apps, HDFC Bank offers two options to check your balance:
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UPI Apps: Unified Payments Interface (UPI) apps like BHIM, PhonePe, Google Pay, or Paytm (linked to your HDFC Bank account) can be used to check your balance. Once you log in to your chosen UPI app, look for the account balance section. This might be displayed on the home screen itself or accessible within the ‘Money’ or ‘My Accounts’ section of the app.
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HDFC Bank Mobile Banking App: For a more comprehensive banking experience, download the HDFC Bank Mobile Banking App from the App Store or Google Play. Once you’ve logged in using your Customer ID and password (or fingerprint/MPIN), you’ll find your account balance prominently displayed on the app’s home screen. The app also allows you to perform various other banking tasks like funds transfer, bill payments, and recharges, all at your fingertips.
Bonus Tip: Going Old School with Internet Banking
For those who prefer the comfort of their laptops or desktops, HDFC Bank’s internet banking service is another reliable option. Here’s what you need to do:
- Visit the HDFC Bank net banking portal (https://netbanking.hdfcbank.com/).
- Enter your Customer ID provided by the bank.
- Proceed by entering your password and logging in.
- Once you’re on the dashboard, look for the ‘Account Balance’ section. There, you’ll find the current balance for your linked HDFC Bank accounts.
Choosing the Right Method for You
The best method for checking your HDFC Bank balance depends on your preferences and situation. Here’s a quick guide:
- For those on the go: Missed call banking or UPI apps are perfect for quick balance checks.
- For those who prefer a text-based approach: SMS banking (once the service resumes) is a convenient option.
- For a comprehensive banking experience: Download the HDFC Bank Mobile Banking App.
- For those comfortable with internet banking: The HDFC Bank net banking portal offers a detailed view of your account activity.
So, there you have it! With these various methods at your disposal, checking your HDFC Bank account balance is a breeze. No more scrambling to remember your balance before a purchase. Just choose the method that suits you best and enjoy the convenience!
