The Tripura Health Assurance Scheme for Poor (THASP) represents a lifeline for the underprivileged in Tripura, India. Launched in 2014 and subsequently revised, THASP is a government-backed initiative aimed at extending financial support to individuals living below the poverty line.
Coverage and Benefits
THASP offers comprehensive coverage for hospitalization, surgeries, therapies, and critical illnesses, providing a safety net for families with an annual income below Rs. 1.5 lakh. Beneficiaries can avail themselves of a health cover of up to Rs. 1.15 lakh per annum, with cashless facilities available at all empanelled hospitals.
Key Benefits Include
- Family floater basis coverage
- Maximum sum assured of Rs. 1.15 lakh
- Coverage for transportation expenses up to Rs. 10,000
- Direct payment to listed hospitals for treatment expenses
Eligibility Criteria
Families with an annual income below Rs. 1.5 lakh are eligible for THASP. Coverage extends to five family members, including the policyholder’s legal spouse, parents, and unmarried children up to 25 years of age. It is mandatory for all members of the family to be included in the family ration card issued by the Government of Tripura.
Exclusions
Government employees and students receiving benefits from similar schemes are ineligible for THASP coverage.
Application Process
Offline Application Steps:
- Submit a duly filled application form to the Director of the State Illness Fund.
- Empanelled hospitals will be notified to provide treatment upon application approval.
- The hospital assesses treatment eligibility based on scheme criteria.
- Upon verification, the hospital submits a bill for reimbursement to the health department.
- The health department reimburses expenses up to Rs. 1.15 lakh.
Documents Required
- Proof of age/date of birth
- Proof of residence (domicile certificate)
- Bank account details
- Income certificate
- Documentation related to the patient’s health condition
Conclusion
The Tripura Health Assurance Scheme for Poor transcends the realm of a mere healthcare initiative; it stands as a testament to compassion and equity in the realm of public health. Beyond the confines of medical treatment, THASP symbolizes a beacon of hope, illuminating the path for those grappling with adversity and uncertainty.
At its core, THASP is a lifeline for individuals and families who find themselves on the fringes of society, grappling with financial constraints and limited access to healthcare. In the vast expanse of healthcare disparities, THASP emerges as a guiding light, offering not just medical assistance, but a glimmer of hope in times of distress.
