PNB Changes FD Interest Rates, Offers Highest Returns on 444-Day Scheme

PNB Fixed Deposit Interest Rate : Good news for everybody. Punjab National Bank (PNB) has revised its fixed deposit (FD) interest rates. These new rates came into effect yesterday, February 24, 2026. The bank is offering new interest rates on deposits of less than Rs 3 crore. Following this change, PNB’s special 444-day FD scheme has become the most attractive.

Punjab National Bank 444 days FD

PNB now offers 6.60% interest on FDs with a maturity of 444 days to general customers. Senior citizens receive 7.10% interest, and super senior citizens receive 7.40% interest. This rate is currently the highest among other public sector banks. Regarding the bank’s other FD rates, general customers receive 6.25% interest on 1-year FDs, 6.75% for senior citizens, and 7.05% for super senior citizens. FDs with 2- to 3-year maturity periods offer up to 6.30% interest. General customers receive up to 6% interest on long-term FDs, i.e., 5- to 10-year maturity periods.

Now let us know which government bank is giving higher returns on 444 days FD

Bank of Baroda (BoB)

Bank of Baroda’s BOB Square Drive 444-day FD offers 6.45% interest to general customers, 6.95% to senior citizens, and 7.05% to super senior citizens. These rates are effective from January 5, 2026.

Indian Bank

Indian Bank’s Ind Secure 444-day FD scheme offers 6.45% interest for general customers, 6.95% for senior citizens, and 7.20% for super senior citizens. These rates are effective from February 4, 2026.

State Bank of India (SBI)

SBI’s Amrit Vrishti 444-day FD offers 6.45% interest for general customers, 6.95% for senior citizens, and 7.05% for super senior citizens. These rates are applicable through December 15, 2025.

Canara Bank

Canara Bank offers 6.45% interest for general customers and 6.95% for senior citizens on 444-day FDs. These rates are effective from January 5, 2026. The comparison clearly shows that PNB offers the highest interest rate on the 444-day FD scheme. Therefore, this could be a better option for customers looking for a safe investment. However, be sure to understand the bank’s terms and tax rules before investing.