CM-YUVA Yojana: The Uttar Pradesh government is encouraging individuals from all sections of society to start their own businesses through the ‘CM Yuva Udyami Vikas Abhiyan’ (Chief Minister’s Youth Entrepreneur Development Campaign). Under this scheme, eligible youth are provided with interest-free, collateral-free loans of up to ₹5 lakh to launch new ventures.

The Uttar Pradesh government also provides a grant of up to 10% of the project cost as ‘margin money’. The government’s primary objective is to enable 100,000 (1 lakh) youths to start their businesses annually. Let us explore how one can avail the benefits of this scheme and the conditions required to apply.

What financial assistance is provided under the scheme?
Under this scheme, eligible individuals can receive a loan of up to ₹5 lakh for business purposes. The government provides a 100% interest subsidy, effectively making the loan interest-free. Furthermore, in accordance with the scheme’s terms, no collateral (pledging of assets) is required to secure the loan. Additionally, the government provides a grant covering 10% of the project cost as margin money.

The scheme’s official portal also offers a second tier of assistance, providing loans ranging from ₹10 lakh to ₹20 lakh. For this category, an interest subsidy of up to 50% is available for a period of three years. Specific eligibility criteria and terms apply; therefore, please review the official guidelines before submitting an application.

“>November 5, 2026

Who is eligible to apply?
To avail the benefits of the ‘CM Yuva Udyami Vikas Abhiyan’, applicants must meet the specified criteria. The applicant must be between 21 and 40 years of age and have completed at least the 8th grade. Additionally, the applicant must possess a skill training certificate, diploma, or degree from a recognised institution. The applicant must also be a resident of Uttar Pradesh; individuals from other states are not eligible. The government has set an annual target, aiming to facilitate employment for 1 million (10 lakh) youths over a period of 10 years.

What documents are required?

Applying for this government scheme requires certain essential documents. These include an Aadhaar card, PAN card, proof of residence, proof of age, 8th-grade mark sheet, skill training certificate, bank account details, passport-sized photograph, business details, and a vendor quotation, among others.

How to apply for the CM Yuva Yojana online?
To apply for the CM Yuva Yojana, you must visit the official portal.
Next, navigate to the option for application or registration.
The applicant must then enter their personal information and other required details.
Provide information regarding your business or project.
Upload all the requested documents.
Carefully review your application form before submitting it.
Once the application is submitted, you can track its status.
Please note that merely submitting an application form does not guarantee the approval of a loan.