Healthcare in India is becoming increasingly expensive, and the cost of treatment is becoming a major challenge for poor and economically vulnerable families. In response to the rising cost of treatment, the central government has implemented several schemes aimed at providing free or low-cost healthcare to underprivileged and needy families in the country. These schemes have strengthened the medical security of millions of families and facilitated their access to hospitals.

Read More- Limited Time Deal- Samsung Galaxy Z Flip 7 FE on Massive Discount of ₹16,000 on Amazon

Ayushman Bharat Pradhan Mantri Jan Arogya Yojana

Ayushman Bharat PMJAY was launched in 2018 to provide quality treatment to economically weaker sections without any financial burden. According to available information, eligible families receive health insurance coverage of up to ₹5 lakh per year. Cashless treatment is provided to beneficiaries in government and private hospitals affiliated with this scheme. Eligibility is determined based on SECC 2011 data, ensuring that only truly needy families benefit from the scheme.

National Health Mission

The National Health Mission aims to strengthen the health infrastructure in both rural and urban areas. Primary health centres and community health centres provide free screenings, vaccinations, and basic medical care to needy patients. Its goal is to expand healthcare access to areas of the country that still lack basic medical facilities.

National Health Insurance Scheme

The National Health Insurance Scheme was launched with the BPL category of workers in mind, providing beneficiaries with cashless treatment at both government and private hospitals. The scheme aimed to provide financial assistance to economically weaker workers for treatment during work or in case of illness.

Ayushman Bharat Health Infrastructure Mission

The Ayushman Bharat Health Infrastructure Mission aims to strengthen the health infrastructure in the country. Under this initiative, primary, secondary, and higher health facilities are being upgraded. Critical care hospital blocks are being developed in rural and backward areas to provide better treatment to patients in emergencies. This mission is expected to significantly improve the country’s health infrastructure in the future.

Read More- MCC Declared NEET PG 2025 Round 1 Final Results – Documents Needed, and Reporting Schedule Inside

How to Benefit from These Government Schemes

To avail of any health scheme, it’s important to first confirm whether you are on the SECC or other eligibility list. This information can be obtained from the local administration or public service centre. To benefit from the Ayushman Bharat scheme, it’s necessary to obtain an Ayushman card. Presenting this card allows for cashless treatment at hospitals affiliated with the scheme. Once eligibility is established, patients no longer have any financial concerns about medical services.