The central government has now fixed some new eligibility criteria for the Pradhan Mantri Jan Dhan Yojana. In such a situation, you need to know which citizens of the country can take advantage of this scheme and who cannot. For your information, let us tell you that the central government gives benefits to people of different sections through this scheme. In this way, citizens of financially weak families can start their Zero Balance Jan Dhan Account.
If you are also a needy citizen of the country and want to take advantage of the Pradhan Mantri Jan Dhan Yojana, then you should have all the information about it. In today’s post, we will tell you in detail who will not be able to join the Pradhan Mantri Jan Dhan Yojana now. So let us know all the important rules of this scheme, eligibility conditions, necessary documents, and the entire process of opening an account, which can be very important for you.
Eligibility for Pradhan Mantri Jan Dhan Yojana
Most of the poor people of the country have been given benefits under Pradhan Mantri Jan Dhan Yojana. But through this scheme, a zero balance account can be started only for those people who meet the following eligibility criteria:
To start a PM Jan Dhan account, it is necessary that the age of the person should be at least 10 years.
The benefit of insurance is given to the person between the ages of 18 to 59 years.
Only those people who can open an account under PM Jan Dhan Yojana are financially weak.
Residents of both rural and urban areas of the country can take advantage of this scheme.
To start a PM Jan Dhan account, the person mustn’t be a government employee.
People who pay income tax also cannot open a zero balance account through this scheme.
Documents required for PM Jan Dhan Yojana
If you want to start your zero balance account under Pradhan Mantri Jan Dhan Yojana, then you must have some important documents:
Aadhaar Card
PAN Card
Identity Card
Driving License
Passport Size Photo
Residence Certificate
Mobile Number etc.
These documents are necessary for verification of your identity and address.
How to open an account under Pradhan Mantri Jan Dhan Yojana
If you are a needy citizen of the country and want to start your account through Pradhan Mantri Jan Dhan Yojana, then for this you will first have to go to your nearest bank and submit the application.
You have to take the Jan Dhan Yojana application form from the bank.
Fill out this form completely and attach all the important documents with it.
Submit the filled form and documents to the concerned bank officer.
For your information, let us tell you that the manager can also ask you to show your original documents. So take all your important documents with you while going to the bank.
Once you submit your application form, your zero balance account will be started under Pradhan Mantri Jan Dhan Yojana.