Punjab National Bank (PNB), the second largest public sector bank in the country, has launched a special retail loan campaign called “PNB Nirman 2025.” During this month-long campaign, if you take a retail loan before June 20, you will receive an additional discount on the normal interest rate.
Where Can You Take a Loan?
You can avail of this campaign at Punjab National Bank (PNB) branches. Additionally, you can also visit PNB’s digital platform, the PNB One App, or the official website.
Which Loans Are Included?
The “PNB Nirman 2025” campaign includes home loans, car loans, and education loans.
What Discounts Are Available in the Campaign?
During this campaign, borrowers of home and car loans will benefit from zero processing fees. Additionally, there will be no charges for documentation fees. For customers who take home loans above a certain amount, they will also receive a free Non-Encumbrance Certificate (NEC), along with legal and evaluation services from the advocate.
Additional Interest Discount for Customers
PNB has announced that loan borrowers will receive an additional discount of 5 basis points (BPS) on the current interest rates during this period.
Steps to Apply for a PNB Loan Online
1. Visit PNB Website
Go to the PNB Loans page.
2. Select Loan Type
Choose from options like Home Loan, Car Loan, or Personal Loan.
3. Click ‘Apply Now’
Start the application by clicking the ‘Apply Now’ button.
4. Fill Out the Form
Enter your details, such as name, contact info, and loan amount.
5. Upload Documents
Submit scanned copies of identity, address proof, and income documents.
6. Submit Application
Double-check your details and submit the form.
7. Confirmation
Receive an acknowledgment with a reference number.
Additional Ways to Apply:
- PNB Instaloans – For quick personal loans via Instaloans.
- PSB Loans in 59 Minutes – For business loans, visit PSB Loans.
- PNB One App – Download the app for easy mobile loan applications.