PMSBY– Big news for common people. Today we are going to tell you about a very wonderful scheme of the Government of India. The name of this scheme is Pradhan Mantri Suraksha Bima Yojana. This is an accident insurance cover scheme of the Government of India. There are many people in the country who avoid buying accident insurance due to expensive premium. Keeping this in mind, the Government of India is running the Pradhan Mantri Suraksha Bima Yojana. The objective of this scheme is to provide accident insurance cover of Rs 2 lakh to the people of the country at a low premium.
In many poor families, when a head of the family dies accidentally, a mountain of troubles falls on the entire family. During this time they have to face many types of financial difficulties. In such a situation, you should definitely take advantage of Pradhan Mantri Suraksha Bima.
The central government started the Pradhan Mantri Suraksha Bima Yojana in the year 2015. If someone has applied under this scheme, then a claim is given in case of disability or death in an accident. After applying for Pradhan Mantri Suraksha Bima Yojana, you have to pay a premium of Rs 20. Under the scheme, if the policyholder unfortunately dies or becomes disabled in an accident, then in such a situation, he is provided an insurance cover of Rs 2 lakh.
Under the Pradhan Mantri Suraksha Bima Yojana, if someone is partially disabled, he is given a claim of Rs 1 lakh. On the other hand, if someone is completely disabled, he gets a cover of Rs 2 lakh.This is a great scheme for people associated with the unorganized sector in the country. People between the ages of 18 and 70 can apply for the Pradhan Mantri Suraksha Bima Yojana.