Pradhan Mantri Awas Yojana Update: Pradhan Mantri Awas Yojana is working like a boon for the poor, which people are taking advantage of from village to city. Do you know that under this scheme, the loan is being given at the rate of 2 per cent interest for home purchase. Anyway, many government banks provide home loans at 8 to 9.5 per cent interest.
With the help of the government, you will now get this loan at 2 per cent interest. You can take advantage of the Pradhan Mantri Awas Yojana and take a home loan at a low interest rate, which will not cause any problems. You can end your confusion by applying online for this scheme, where there is not going to be any problem.
Know important things related to PM Awas Yojana.
The PM Awas Yojana of the Central Government is considered an important scheme. The government started it in 2015. The purpose of the scheme is to provide cheap and concrete houses to the common citizen. First-time home buyers can take advantage of it. Under the scheme, subsidies are being provided on home loans to the weaker, lower-middle-class people. With its help, it becomes very easy to buy a house.
How much subsidy is available on loan?
Under the Pradhan Mantri Awas Yojana, an interest subsidy of up to 6.5 per cent is given on the loan for a home purchase. Anyway, this subsidy is given for a maximum of 20 years. Its application process is also very easy and online. Currently, home loans are offered to bank customers at an interest rate of 8 to 9.5 per cent. An interest subsidy of up to 6.5 per cent is given in this. According to this, you can avail the benefit of a home at a maximum interest of 2 per cent.
How to apply for the scheme
First, you have to go to the official website pmaymis.gov.in.
After this, go to the Citizen Assessment section on the website and choose your category.
After this, enter the Aadhaar number and proceed further.
After this, you will need to fill in your personal information, income, bank details and address in the application form.
Then enter the captcha code, check all the information and submit it.
These documents are necessary.
To avail of the benefits of PM Awas Yojana, it is necessary to have an Aadhar card and, voter ID as ID proof. Apart from this, income certificates, bank details, and property-related documents are very important.