UPI Cashback: In today’s fast-paced world, finding clever ways to save money is always a plus. Just think about how awesome it would be to make your daily payments and get a little cash back. That’s precisely what UPI cashback offers can do for you. These deals make your digital transactions even more rewarding, helping you keep a bit of your hard-earned cash.
Common ways to get cashback through UPI
Various UPI apps provide different cashback options. Here’s a simple breakdown:
Scratch Cards: Apps like Google Pay and PhonePe give you digital scratch cards. After you make a payment, you can ‘scratch’ them, and if luck is on your side, you might score a random cashback amount. It’s a fun little game!
Wallet credit: Apps such as Paytm and Amazon Pay send cashback straight to your app wallet. You can use this cash for mobile recharges, shopping, or paying bills.
Direct Bank Credit: Some apps, like BHIM, deposit cashback directly into your bank account. This makes it super convenient to spend your money anywhere. Now, let’s find out which UPI apps provide which types of cashback and which ones offer the best perks.
Plan ahead: If you’re thinking about making a purchase, check for offers and cashback details first. Timing your payment can really pay off.
Use a referral program: Nearly every UPI app has a ‘Refer & Earn’ feature. You can earn bonuses by getting your friends or family to use the app.
Read the terms and conditions carefully: To take advantage of the offer, make sure to note the minimum transaction amount, maximum cashback limit, offer expiry date, and the stores where the offer applies. This will help ensure your payment qualifies for the offer.
Combine offers (Double benefit): If you use UPI payments along with any cashback platform or app, you can earn cashback or rewards from both sides in a single transaction.